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COMMUNITY LENDING

Find a community lending product that fits your homeownership goals.

  • checkmark iconLow down payment options
  • checkmark iconFlexible credit requirements
  • checkmark iconReduced mortgage insurance
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KEY BENEFITS

Why choose AmeriSave for a community lending solution?

Smarter technology. Real numbers.
Quick And Easy

Smarter technology. Real numbers.

  • Get Personalized Loan Options
    Get Personalized Loan Options

    See your best loan options with technology that analyzes your finances in real time.

  • Flexible Loans And Terms
    Flexible Loans And Terms

    Pick the right loan and term that helps you achieve your unique homeownership goals.

  • Close Your Loan Quickly
    Close Your Loan Quickly

    Get approved and funded quickly, so you can enjoy your new financial freedom.

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Frequently Asked Questions

A Community Lending Program makes homeownership more accessible for low-to-moderate income borrowers, first-time home buyers, or those seeking a new home in eligible areas. The program often includes benefits like reduced interest rates, lower down payments, and flexible credit requirements.

Community lending loans provide qualified buyers with affordable mortgage options like fixed- or adjustable-rate loans. They also offer low-income loan options. Eligibility usually requires buying in a specific census-designated tract or area. You’ll also need to meet specific income and credit score requirements. These help buyers save while also building stronger communities.

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