VA Home Loans
The VA Loan has many advantages that make it one of the most appealing paths to
homeownership - and this great benefit is reserved exclusively to those who bravely
served our country.
When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
You may be eligible for a VA Home Loan if you meet one or more of the following conditions:
All recipients of a VA Loan must first obtain a Certificate of Eligibility (COE), a formal document that explains what VA entitlement you possess, through the Department of Veterans Affairs. Not to worry, however, your AmeriSave Loan Originator can help you secure your COE, usually within a matter of minutes. You do not need your Certificate of Eligibility in hand to start the loan process with AmeriSave.
VA Loan applicants may also obtain their Certificate of Eligibility themselves by filling out a Certificate of Eligibility Request Form
(VA Form 261880). The form can be downloaded through the
Veterans Administrations site and mailed directly to the VA.
Through the powerful VA Loan program, those eligible are also able to refinance in a couple of different ways. Popular types of refinance options include:
Streamline Refinances allow Veterans with an existing VA Loan to refinance to a lower interest rate.
Cash-Out Refinances give the borrower the opportunity to use the equity of the home and use it as cash.
With low interest rates and the advantages of the VA Loan, you can capitalize on a buyer's market and
join the millions of other veterans using their hard-earned benefit.
Your interest rate is influenced by a variety of factors, including:
Using the rate search tool you see on this page, search for mortgage rate quotes for your particular
situation, review the options available, and select the product type that best meets your needs to
start your mortgage application process.
To speak with one of our Loan Originators about interest rates, Call Now!
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