Robert J. Smith, Senior Vice President
Bob is responsible for overall strategic direction of the company and day-to-day operations for all three of AmeriSave’s mortgage origination channels: Consumer Direct, Traditional Retail and Third Party Origination (wholesale lending).
Prior to joining AmeriSave in 2017, Bob was the National Operations Director for BNY Mellon’s mortgage group and before that, he was President of Discover Home Loans. Bob also spent almost two decades with Merrill Lynch Credit Corporation and PHH Mortgage where he held a number of senior positions including Head of Capital Markets, Chief Credit Officer and Head of Correspondent Lending. He currently serves on two boards — Gator Bowl Sports and AS Direct Mortgage Capital, a European mortgage bank. With over 25 years of experience in the residential mortgage sector, Bob brings knowledge and foresight in all things mortgage lending.
Bob received a bachelor’s degree from the University of New Hampshire and is a certified public accountant.
Laura Troy, TPO Operations Manager
Laura brings 20 years of mortgage experience to AmeriSave; she has experience in processing, closing, post-closing, funding, final docs, and the past 8 years in wholesale. Her first assignment when she joined AmeriSave was TRID. Prior to entering the mortgage industry, Laura was the Director of Financial Aid at two private colleges in Virginia.
Laura has 3 sons and 5 grandchildren (3 boys and 2 girls), loves visiting her grands in Virginia and sitting on her deck, reading. Laura has a Bachelor of Arts degree in Organizational Management.