Understanding Modular Home Costs in 2026 Okay, so here's what happened. I was reviewing our mortgage applications last month and noticed something interesting....
Understanding Second Mortgage Refinancing: What You Need to Know Last month, a homeowner called me panicking because her adjustable-rate HELOC payment had...
What Makes VA Loans Assumable? Here's the deal: VA loans let someone else step into your shoes and take over your exact loan terms. This isn't some new...
A mortgage is usually structured so that you pay it off in a certain amount of time -- like 15 or 30 years. But you can pay it off faster if you want. Paying a...
Understanding Second Home Down Payment Requirements Okay, when I started digging into second home financing, I realized the rules are completely different from...
Look, I've been doing this since I was 18. Someone recruited me to the mortgage industry while I was serving wings at Bucker's. Anyway. The question I hear...
Look, I get it. When you need cash today and your bank account is looking pretty rough, a pawnshop might seem like the easiest answer. I've been in mortgage...
Understanding Money Values: The Hidden Beliefs Driving Every Financial Decision Okay, so here's what happened last month. I was working on a project analyzing...
Look, I'm gonna be real with you right up front. When most people hear "USDA loan," they picture farms and tractors. I've had borrowers actually ask me if they...
A client called me in a panic because she had just been charged $45 to cash her $450 paycheck at one of those storefront check cashers. That's 10% of her...
