Rate Match Guarantee

We know you have a lot riding on your new home financing and we want you to get the best deal AmeriSave offers. If you’re already talking to another lender, take just a moment to shop our rates and compare.

We’re so confident in our low rates, we offer a Rate Match Guarantee*.

At AmeriSave, we strive to offer our customers competitive mortgage rates to save you the hassle of rate-shopping. If you do find a better deal for the same loan terms, we’ll match the rate and total closing costs offered by the other lender!* And if we can’t, we’ll give you $500 after you close your loan with the other lender.

*Full Rate Match Disclosure

To take advantage of this Rate Match offer, apply, get pre-qualified, and lock in a rate online in minutes on AmeriSave.com. Once you are pre-qualified (in Texas referred to as conditional qualification) and your rate is locked, you have three calendar days to shop around with other lenders for a better deal. If you find a better deal for the same loan terms you locked, we will choose to

1. Either match the rate and total closing costs offered by the other lender, or
2. Give you $500. All you have to do is provide your AmeriSave Mortgage Loan Originator with a copy of the Loan Estimate from the other lender dated within three calendar days after the date you lock your rate with AmeriSave and later a signed Closing Disclosure upon closing.

Terms and Conditions

Offer available for purchase and refinance first mortgages. Jumbo and ARM products are excluded from this offer. You must lock your rate with AmeriSave prior to submitting rate match request to qualify for this offer. Loan Estimate from competing lender must be dated and received within three calendar days of locking your interest rate at AmeriSave, but not before. Please note that other documentation used to show competitors’ terms will not qualify for offer. The terms of the competing loan must be identical to AmeriSave’s loan including applicants, loan amount, property value, property address, loan type, rate lock period, documentation type, occupancy, and property type; for example, a 30-year fixed-rate product with mortgage insurance is not identical to an AmeriSave 30-year fixed-rate product that does not have mortgage insurance. If the loan does not close within the commitment period, the rate match may be voided. Note: The initial Loan Estimate from a wholesale lender/broker is not an acceptable document for a rate match submission unless the Lender Information section on the Loan Estimate is completed. You must close your loan with the other lender to be eligible. To receive $500, you must provide a signed, executed copy of the final Closing Disclosure and a copy of the mortgage note within 30 calendar days of your loan closing with the original competing lender. Offer not valid if original loan terms or conditions change prior to closing. Recipient is solely responsible for any personal tax liability arising out of this incentive. This Rate Match offer does not guarantee loan approval, nor is it an offer or commitment to lend. A final loan decision cannot be made until a complete mortgage application and supporting documentation is received and verified. Loan approval is also subject to standard underwriting guidelines, investor conditions and receipt of a satisfactory appraisal and title report. AmeriSave reserves the right to verify that a lender’s quote on the Loan Estimate is valid. The terms and conditions of this offer may change without notice, including termination of the program.