Rate Match Guarantee

We know you have a lot riding on your new home financing and we want you to get the best deal AmeriSave offers. If you’re already talking to another lender, take just a moment to shop our rates and compare.

We’re so confident in our low rates, we offer a Rate Match Guarantee*.

If you find a better deal for the same loan terms, we will choose to either match the rate and total closing costs offered by the other lender, or pay you $1,000 if you close your loan with the other lender.

*Full Rate Match Disclosure

To take advantage of this Rate Match offer, apply, get pre-qualified, and lock in a rate online in minutes on AmeriSave.com. Once you are pre-qualified and your rate is locked, you have 4 business days to shop around with other lenders for a better deal. If you find a better deal for the same loan terms you locked, we will choose to

1. Either match the rate and total closing costs offered by the other lender, or
2. Pay you $1,000. All you have to do is provide AmeriSave with a copy of the Loan Estimate from the other lender dated within 4 business days after the date you lock your rate with AmeriSave.

Terms and Conditions

1. This Rate Match offer does not guarantee loan approval, nor is it an offer or commitment to lend. A final loan decision cannot be made until a complete mortgage application and supporting documentation is received and verified. Loan approval is also subject to standard underwriting guidelines, investor conditions and receipt of a satisfactory appraisal and title report.
2. To lock a rate we require you to pay an appraisal deposit fee to cover the initial cost of your property appraisal. Once your appraisal inspection has begun, the appraisal deposit is non-refundable.
3. In order to be eligible for the rate match offer, the Loan Estimate must be for the same loan product and term you have locked with AmeriSave. The Loan Estimate must reflect the same loan terms locked with AmeriSave, including the same loan amount, property value, property address, loan type, rate lock period, documentation type, occupancy, and property type. You must close your loan with the other lender to be eligible. AmeriSave reserves the right to verify that a lender’s quote on the Loan Estimate is valid.