Get comfy

Your answers to homebuying questions are all right here

Home Loan
Options

Fixed or adjustable rate? First-time homebuyer or experienced homeowner? See your options.

Affordability
Calculator

How big a mortgage can you qualify for based on your income, debt, and expenses? See what you can afford.

Mortgage
Calculator

Wondering how much that home would cost you every month? Calculate a mortgage payment.

Need help?

We know the homebuying process can be confusing. Whether you call, email, or meet in person, our friendly loan advisors will help guide you every step of the way.

Chat with an advisor

The Complete Homebuying Guide

Learn more about the path to home ownership with our Complete Homebuying Guide for detailed information on working with a lender, closing costs, and more.

View guide
Download PDF
couple smiling in front of house

How it works: The Homebuyer’s Journey

Like any big project, homebuying is less intimidating if you break it down into tasks— even if some tasks overlap or happen in your own order at your own pace. For even more info, see our Complete Homebuying Guide.

Ready to get started?

Find your personalized rate

Understand the market

This is the fun part! Search home listings online to research inventory and pricing.

Find out what you can afford

Find out how your down payment and other variables affect monthly payments.

Research mortgage loans and rates

Search for current interest rates, loan programs, and lenders with reliable track records.

Contact reputable real estate and lending pros

Our loan advisors will help you find a low rate and work closely with your real estate agent to ensure a seamless, worry-proof process.

Make an offer

Your real estate agent can help you make an offer and negotiate on your behalf.

Schedule an inspection

You may feel pressure to skip this step—don’t! Investing in an inspection now can save you thousands later.

Tally your closing costs

First-time homebuyers often underestimate closing costs. Make sure to include these in your budget and go over all fees and other costs with your lender before closing day.

Close the deal

At your closing, the seller will hand off the title and keys to your new home. Congratulations!
©2002-2023 AmeriSave Mortgage Corporation® All Rights Reserved.
Communication Consent: By clicking the button, you are providing express consent for AmeriSave to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. You understand that you are not required to give consent as a condition of purchasing any goods or services.