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Management Team
Robert J. Smith

Robert J. Smith, President

Bob is responsible for overall strategic direction of the company and day-to-day operations for all three of AmeriSave's mortgage origination channels: Consumer Direct, Traditional Retail and Third Party Origination (wholesale lending).

Prior to joining AmeriSave in 2017, Bob was the National Operations Director for BNY Mellon's mortgage group and before that, he was President of Discover Home Loans. Bob also spent almost two decades with Merrill Lynch Credit Corporation and PHH Mortgage where he held a number of senior positions including Head of Capital Markets, Chief Credit Officer and Head of Correspondent Lending. He currently serves on two boards — Gator Bowl Sports and AS Direct Mortgage Capital, a European mortgage bank. With over 25 years of experience in the residential mortgage sector, Bob brings knowledge and foresight in all things mortgage lending.

Bob received a bachelor's degree from the University of New Hampshire and is a certified public accountant.

Michelle Compton

Michelle Compton, Chief Administrative Officer

As Chief Administrative Officer, Michelle is responsible for developing and building out multiple key employee initiatives and programs that align with company goals and objectives, overseeing human resources functions with a focus on talent acquisition and training employees with a focus on leadership development. Michelle works closely with managers and employees to nourish AmeriSave's corporate culture and employee engagement strategies.

Michelle has been working in human resources roles since 1996 and has been with AmeriSave since 2010. Prior to joining AmeriSave as Vice President of Human Resources, Michelle was Assistant Vice President of Performance Management for HomeBanc Mortgage and the Senior Vice President of Human Resources and Development for SouthStar Funding for 13 years.

Michelle holds a Bachelor's Degree in Psychology from Denison University. She also attended University of Nottingham in Nottingham, England.

Marion Bass

Marion Bass, Chief Technology Officer

Marion serves as AmeriSave's Chief Technology Officer and is responsible for all aspects of AmeriSave's technology development and infrastructure. His focus is on aligning business and technology strategies, managing design and development of information systems, and ensuring data availability, integrity and security in accordance with industry and regulatory standards.

Marion has been with AmeriSave since 2005 and brings 27 years of valuable software engineering experience to the company.

Marion has a Bachelor of Science in Computer Science from Clemson University.

Magesh Sarma

Magesh Sarma, Chief Strategy Officer

As Chief Strategy Officer, Magesh drives AmeriSave's overall business strategy and execution with a focus on fostering innovation and efficiency to delight customers. His experience in building business-class technology, product development and marketing makes him an invaluable asset to AmeriSave's Senior Leadership Team.

Magesh has over 20 years of experience and came to AmeriSave in 2010 as the Director of Product Development. Prior to joining AmeriSave, he was a consultant for Emerson Climate Technologies where he developed and patented control system software. Prior to that, he was the Director of Product Development at afterBOT.

Magesh has a Master of Business Administration in Marketing from the J. Mack Robinson College of Business at Georgia State University, and a Master of Computer Applications in Computer Science from Pondicherry University, India.

Dave Williams

Dave Williams, Senior Vice President, Capital Markets

Dave serves as Senior Vice President of Capital Markets for AmeriSave Mortgage Corporation. He is responsible for managing the company's Mortgage Servicing Rights, and origination and operational analytics. He also acts as a liaison between Secondary Marketing and Finance.

Prior to joining AmeriSave, Dave was Senior Vice President of Product Pricing for the Institutional Mortgage Services Group of Bank of America/Countrywide Home Loans. He managed pricing for wholesale as well as best efforts and mandatory executions for correspondent lending during his tenure with the bank.

Dave has 20 years of mortgage pricing and operations experience. Before joining Countrywide, he was Director of Secondary Marketing for Mylor Financial, Inc., an independent mortgage bank in southern California, and Hedge Manager for Tuttle Risk Management Services where he managed pipeline interest rate risk for mortgage originators.

Dave holds a Bachelor of Arts degree from the University of California, Santa Barbara.

Joe Johnson

Joe Johnson - SVP, National Sales Manager

Joe leads the national sales efforts for our Consumer Direct lending channel managing the national sales managers and their teams of loan originators across the country.

Joe began his mortgage career in the mid 1990's as a Loan Officer for First Residential Mortgage/Surepoint Lending in Nashville, Tennessee. He eventually moved with the organization to Louisville, KY and went on to become its President of Production. In 2011, Joe helped lead Surepoint while it was being acquired by LendingTree Loans and then again when LendingTree Loans was acquired by Discover Financial Services' mortgage division, Discover Home Loans.

In 2015, AmeriSave absorbed Discover Home Loans Louisville operations. Joe is now serving as SVP, National Sales Manager as well as the Louisville site leader.

Joe is a graduate of The Ohio State University and holds a Bachelor of Science in Agriculture.

Mortgage Rate Quotes

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Today's Mortgage Rates

Loans up to $453,100 Rate* APR* Points*
30 Year Fixed 4.000 4.352 3.740
15 Year Fixed 3.250 3.871 3.823
7 Year ARM 3.125 4.447 3.713
5 Year ARM 2.875 4.579 3.909
FHA Rates Rate* APR* Points*
30 Year Fixed 3.750 4.625 1.804
15 Year Fixed 3.750 4.636 1.009
Veteran Loan Rates Rate* APR* Points*
30 Year Fixed 3.750 4.075 2.054
15 Year Fixed 3.750 4.212 1.259
USDA Rates Rate* APR* Points*
30 Year Fixed 4.250 4.591 -0.275
*Rate/APR/Points for $260K loan,
Massachusetts property,
middle credit score 740,
80% LTV, Rates effective 04/24/2018
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AmeriSave Mortgage Corporation, NMLS ID #1168, (; Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. Terms are subject to change without notice. Some people portrayed are professional models. ©2018 AmeriSave Mortgage Corporation.
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