Feel at home with personalized home insurance

Whether you've found the perfect home or are still looking, AmeriSave Insurance Agency (AIA) can help you quickly and easily get a quote to compare your available options.

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Or, call (833) 476-0375 to speak to a licensed professional.

A home is one of the biggest purchases of your life. It’s important to have the right coverage to protect it against the unexpected. AmeriSave Insurance Agency can help you find competitive home insurance coverage from a number of home insurance providers to save you time, energy and money.

You’ll receive a personalized quote from home insurance providers so you can compare insurance options and rates. Best of all, it can be done online in less than five minutes. We also make it easy to switch providers by handling the entire process, including notifying the lienholder/lender of your decision.

Quality, affordable coverage in minutes

Compare options in just a few minutes to help protect your home.

Unique to you and your personal needs

Tailored to fit your needs. AIA can even help with special coverage considerations.

Covering more than your home

Whether it’s home, auto, boat, RV, flood or personal liability, shop around to make sure you find a policy that fits your needs.

AIA is here for you when you need us

If you’re not sure which insurance option is right for you, our experts are available to help.

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FAQs

Homeowners insurance insures your house’s structure, unattached structures and personal belongings if damaged by a covered event, such as a fire. Homeowners insurance also provides financial protection for claims made by a third party against an insured.

It should be noted that there are different coverages for condos, coops, and rentals, and they may contain somewhat different coverages than the coverages available for houses.

The coverage limits are specific to you and your home. You may even be able to adjust the coverage amounts depending on the carrier. For your house’s structure, your coverage amount will generally be the amount to repair or replace the home in the event of a total loss. The coverage limit for your unattached structures and personal belongings are often a percentage of your house coverage amount but may be altered depending on your carrier. Similarly, there is likely a default limit for liability coverage, but again, you may be able to alter this depending on the carrier.

To get a mortgage, lenders almost always require homeowners insurance. This protects both you and the lender as the asset, your home, is protected in the event of a loss.

Typically covers damage to:
  • Your dwelling
  • Other structures on your property, including fences, sheds, and barns
  • Personal property, such as appliances and furniture
  • Personal liability coverage pays for defense expenses and bodily injury costs if someone is injured or incurs damages to their property while on your premises, such as if a guest trips and falls in your home.

You may be able to purchase additional coverage, such as for flood (not typically covered in homeowners policies).

Homeowners policies have exclusions, terms, and conditions, as well as sublimits for risks and items. It's important to carefully review your policy to understand these details.

Don’t see what you’re looking for? Check out our Knowledge Center for more resources.

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