
Ready to reduce your monthly mortgage payments significantly? Scan the code for an Adjustable Rate Mortgage now.
Ready to reduce your monthly mortgage payments significantly? Chat with us for an Adjustable Rate Mortgage now.
Adjustable Rate Mortgages (ARMs), also known as variable rate mortgages, have interest rates that adjust over time based on market conditions. ARMs are hybrid loans that start off with a fixed rate for a specified number of years (usually 5, 7, or 10 yrs), after which, the interest rate is adjusted once per year depending on the loan terms. Generally, there are limits of how far up or down the interest rate can change. While ARMs are technically 30-year loans, due to the unpredictability of future mortgage rates, ARMs are most attractive to those planning on owning their home for a short period of time.
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