What a government-sponsored enterprise (GSE) actually is Your loan doesn't get financed because a bank happens to have cash on hand that morning. One...
Why Your Home Has More Than One Value If you ask 10 people how much a house is worth, they will all tell you the truth. The owner wonders what it would bring...
What You Need to Know Before Signing on the Dotted Line Okay, here's the deal. You have spent weekends driving around neighborhoods, looking at listings at...
Understanding How Credit Scores Work Before Diagnosing Drops Credit scores function as financial report cards that lenders use to evaluate how reliably you...
What “Negotiable” Actually Means in a Mortgage There are two parts to the mortgage process. Finding the best program and product for the borrower's goals is...
Why an Out-of-State Move Is Really a Financing Decision Every borrower situation is different, but out-of-state buyers tend to share one blind spot. They plan...
Why the Cash-In Refinance Math Has Changed for Today's Borrower Any refinance decision starts with time horizon, not rate. How long will the borrower live in...
Why the Closing Disclosure Is the Most Important Form You Will Read Your mortgage rate is not determined by the Closing Disclosure. When you secured the loan,...
Where the Country Is Moving, One Town at a Time Ask people to name a booming city and you’ll hear the usual suspects: Austin, Phoenix, Nashville. Reasonable...
I've been originating loans for manufactured homes since I was 18 years old, and the foundation question trips up more borrowers than just about anything else....
