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AmeriSave Mortgage Corporation Named Top 10 Customer Satisfaction By LendingTree for Q4 2017

03/14/2018

Andrew Norman, Sr. Marketing Manager

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Atlanta, Georgia – January 19, 2018 – AmeriSave Mortgage Corporation was listed on LendingTree’s Top Ten Customer-Rated Lenders for Q4 2017, which was announced on January 19, 2018.  AmeriSave was rated on offered rates, fees and closing costs, responsiveness, customer service and overall experience…

2018’s Top 10 Housing Markets

02/05/2018

Kimberly Chandler, Marketing Coordinator

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The beginning of the year is off to a strong start for many housing markets across the US. According to a list aggregated by realtor.com, 10 metros are predicted to shine the brightest in 2018. The list was made by analyzing the prices and number of sales of existing home, the number of homes constr…

What you need to know about HELOCs and the new tax reform bill

01/30/2018

Kimberly Chandler, Marketing Coordinator

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On December 20, 2017, President Trump signed into the law the Republican tax reform bill which went into effect at the start of 2018. With that, a number of changes have been made to our tax code, specifically, home equity loans and lines of credit. In the new bill, you can no longer claim a deducti…

Our Best Mortgage Tips for 2018

01/05/2018

Kimberly Chandler, Marketing Coordinator

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Are you purchasing or refinancing a home in 2018? Check out our mortgage tips to help you have an awesome mortgage this year! Tip #1 – Build up your reserve savings You may have enough for your down payment and closing costs but if the payout depletes your savings, you could still run into some i…

Are Mortgage Rates on the Rise?

10/18/2017

Kimberly Chandler, Marketing Coordinator

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Mortgage rates change daily, but by historical standards, rates are still looking pretty good. However, according to the Federal Reserve’s September minutes, rates are expected to increase, and some experts believe a rate hike is on the horizon. According to data from Bankrate, the 30-year fixed ra…

5 Things That Can Drive Up Your Mortgage Rate

09/14/2017

Kimberly Chandler, Marketing Coordinator

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When applying for a mortgage loan, every borrower hopes to receive the best rate possible. However, many may not be certain what factors actually determine the rate they receive. Check out our list below of the top 5 things that could be driving your mortgage rates through the roof! 1) Credit Scor…

Reduce Your Debt-to-Income Ratio

09/11/2017

Andrew Norman, Sr. Marketing Manager

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In the wake of the home finance crisis that began in about 2008, obtaining a mortgage is now more difficult than it was before, but knowing the obstacles will help prepare you for buying a home.  Today’s lenders want to avoid the mistakes that bankrupted yesterday’s lenders.  Additionally, Governmen…

Americans Agree, It’s a Good Time to Sell a Home

07/31/2017

Kimberly Chandler, Marketing Coordinator

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Yes, home prices are increasing, but that isn’t slowing down the purchase market. Homeowners are finding that because of the competitive market, now may be the best time to sell their homes. According to Fannie Mae’s National Housing Survey, 61% of those surveyed believe now is an optimal time to s…

Get ready for the first time homebuyer boom

07/11/2017

Kimberly Chandler, Marketing Coordinator

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For years now, home builders have focused their attention on building bigger luxury homes to fulfill the demand of homebuyers, but the tables are turning and with them a surge of starter home developments are popping up. Millennials are finally entering the home purchasing markets and as demand incr…

How to sell to millennial homebuyers

04/27/2017

Kimberly Chandler, Marketing Coordinator

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When it comes to homeownership, there has definitely been a lag in the market brought on by the lack of participation from the millennial generation. There are many calculable reasons millennials have delayed homeownership with data showing the the disparity between generation x and their millennial…

The 7 items every real estate agent should keep in their trunk

04/19/2017

Kimberly Chandler, Marketing Coordinator

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As an agent, you know from experience the kinds of curve balls that can be thrown your way when you’re out showing homes to potential buyers. So being prepared in any situation is a must to make sure you can continue business as usual no matter what situation comes your way. We’ve put together our…

Homes are selling fast this spring season

04/12/2017

Kimberly Chandler, Marketing Coordinator

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With demand so high and supply low, it’s no wonder houses are selling faster than agents can set up showings with their clients. This spring we are definitely in a sellers’ market; home prices have gradually increased and show no signs of stopping and yet buyers are still swooping in and purchasing…

What to expect when purchasing a home during the busiest time in real estate

04/07/2017

Kimberly Chandler, Marketing Coordinator

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With the blossoming of new flowers, for sale signs are also blooming across the country; spring homebuying season is up and running. Despite rate increases, it’s still a sellers’ market for Americans in most of the U.S. Yes, 2016 was a great year for mortgage rates, seeing rates hit record lows; how…

5 things you should never say to a real estate agent

04/03/2017

Kimberly Chandler, Marketing Coordinator

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If you’ve been in the industry long enough (or even for a short time) you’ve probably been on the wrong end of a flippant comment or something has been said to you that’s rubbed you the wrong way. Unfortunately, in the world of real estate many don’t understand just how big of an asset having an age…

It Costs to be a Renter in Today’s Market

03/28/2017

Kimberly Chandler, Marketing Coordinator

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In most major cities in the U.S. when it comes to home affordability, buying a home instead of renting is usually the less expensive route. For years individuals have put off homeownership in order to save more money, but with rent prices steadily rising month after month, it may be time to rethink…

Why Millennials are Delaying Homeownership

03/24/2017

Kimberly Chandler, Marketing Coordinator

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Homeownership, once the milestone many young adults strived for to prove “they made it”, has seen a steady decline from the younger millennial generation. There have been many reports and articles about millennials and their “unusual” buying behaviors; many claiming that this generation simply is ch…

New found optimism in the housing market among Americans

03/06/2017

Kimberly Chandler, Marketing Coordinator

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After months and months of declined confidence in the housing market, Americans are shifting their opinions. Data collected by Fannie Mae’s Home Purchase Sentiment Index shows an improved assurance after a 5 month decline. “Three months after the presidential election, measures of consumer optimism…

Housing in 2017 Under New Administration

03/01/2017

Kimberly Chandler, Marketing Coordinator

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Over a month into the Trump presidency, we are already seeing the impact the new administration is having on the housing industry. In fact, in a matter of hours after being inaugurated, President Trump issued an executive order that immediately suspended a fee reduction that was set to go into effec…

The new year brings a drop in the 30-year fixed mortgage rate!

01/10/2017

Kimberly Chandler, Marketing Coordinator

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For the first time since the presidential election, we are finally beginning to see a drop in mortgage rates. The 30- year fixed mortgage rate increased by 40 basis points in the two weeks following the election, raising the rate to 3.94%, as stated by Freddie Mac Chief Economist, Sean Becketti. Ac…

Don’t let the fear of rising rates take you out of the race!

01/03/2017

Kimberly Chandler, Marketing Coordinator

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With a new government administration set to take office, the mortgage industry is in for some changes, which is to be expected with any new elected president. Since the election, Americans have seen an aggressive increase in mortgage rates, which are currently siting at their highest level since May…

FHA Increases Conforming Loan Limit

11/29/2016

Andrew Norman, Sr. Marketing Manager

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For the first time in 10 years, the Federal Housing Finance Agency (FHFA) has raised conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac. Separate loan limit announcements are expected shortly from FHA and the Veterans Administration. The current loan limit, $417,000, has be…

Why Getting a Home Mortgage May Be the Right Move Even if You Can Pay in Cash

11/17/2016

Kimberly Chandler, Marketing Coordinator

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Since we were old enough to care, we’ve probably had it instilled in our minds that debt is a bad thing and to avoid it at all costs. Many would say this was sage advice, and few would argue with that notion; I wouldn’t argue with that notion. I will, however, contend that mortgage loans may actual…

6 Things That Can Drive Up Your Mortgage Rate

10/20/2016

Kimberly Chandler, Marketing Coordinator

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When applying for a mortgage loan, every borrower hopes to receive the best rate possible. However, many may not be certain what factors actually determine the rate they receive. Check out our list below of the top 5 things that could be driving your mortgage rates through the roof! 1) Credit Scor…

The Exodus from the Suburbs

09/29/2016

Kimberly Chandler, Marketing Coordinator

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Remember the days when getting married, finding a home in the suburbs with a white picket fence, and having 2.5 kids and a dog were the epitome of the American dream? Yeah, me neither. It’s 2016 and people are staying single longer and trading suburbia for city dwelling. As the social genera…

Check out these 5 steps to get your credit mortgage ready!

09/23/2016

Kimberly Chandler, Marketing Coordinator

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If you’re considering buying a new home, then you’re probably aware of the criteria that factors into obtaining a mortgage loan. However, one of the many standards that concern most individuals is the shape of their credit. Your credit does affect your loan eligibility and rate, that’s why it’s imp…

Renters can actually afford to buy homes… Why aren’t they?

09/21/2016

Kimberly Chandler, Marketing Coordinator

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When it comes to homeownership, many viable candidates take themselves out of the running before they even verify if they are actually eligible for receiving a mortgage. In many instances, these potential contenders can qualify to buy a home! So what’s holding them back? False information One com…

Summer’s top 5 hottest housing markets

08/29/2016

Kimberly Chandler, Marketing Coordinator

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The summer days are hot and so is the housing market. This year, Florida dominated the list with 4 of its cities ranking in the top 5 markets and Washington taking the 5th spot according to data reported by Ten X, an online real estate marketplace. The markets are ranked based on strong demand, hom…

Million dollar homes the new normal in some markets

08/19/2016

Kimberly Chandler, Marketing Coordinator

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Remember when you thought a house worth one million dollars was an exorbitant price paid out only on decadent mansions by the extremely wealthy? Well, those days of thinking are gone and the seven-figure price tag is becoming a new normal in many of our country’s largest housing markets. According…

What is a reverse mortgage?

08/18/2016

Kimberly Chandler, Marketing Coordinator

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You’ve finally reached the golden age of 62 and now qualify for a reverse mortgage, so how does this impact you? Well, quite frankly all this means is you have more options, and who doesn’t like having options! With a reverse mortgage, or a home equity conversion mortgage, eligible homeowners…

Millennials set to take up the mantle as largest generation of buyers

08/15/2016

Kimberly Chandler, Marketing Coordinator

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Millennials have surpassed Baby Boomers as the largest living generation, but their buying priorities are vastly different than their elder counterparts were at similar ages. Renting vs. Homeownership Growing up when the housing bubble began to burst and seeing their parents struggle through a vo…

5 Reasons to Consider Using a Real Estate Agent

08/08/2016

Kimberly Chandler, Marketing Coordinator

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Acquiring a house is one of the biggest financial purchases you will make, and navigating the steps to homeownership can be confusing and a little intimidating; even more so if you are in the beginning stages of finding your first home. Would you leave such a big decision and financial burden to cha…

AmeriSave Advantage’s First Closing!

08/01/2016

Andrew Norman, Sr. Marketing Manager

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The AmeriSave Advantage program is up and running; helping families realize their dreams of homeownership! This program is designed to help customers in the home buying process by giving them access to a network of local real estate professionals and providing them with a client coordinator who acts…

Historically low rates continue to increase

07/29/2016

Kimberly Chandler, Marketing Coordinator

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Mortgage rates slowly continue to creep up but that's not discouraging borrowers from purchasing homes. In fact, due to historically low mortgage rates, home sales are increasing at a pace we haven’t seen since 2008. According to data, the 30-year fixed- rate mortgage increased to 3.48% from last we…

Refinance applications drop as purchase applications rise

07/22/2016

Kimberly Chandler, Marketing Coordinator

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The post-Brexit refinance frenzy seems to have leveled off, but that doesn’t mean borrowers aren’t taking advantage of current low rates; purchase applications have started to see an increase. According to data, refinance applications fell by 1% this week after seeing an increase of 24% over the pas…

First Time Homebuyers: Questions We All Have

07/13/2016

Kimberly Chandler, Marketing Coordinator

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There are few things more exciting, and often terrifying, than entering the world of homeownership. After months of binge watching HGTV and stalking house listings in your area on Zillow, you’re ready to take the next step. However, many don’t know what that next step is. Fear not! We’ve put togethe…

Why now is a great time for a mortgage refi

07/08/2016

Kimberly Chandler, Marketing Coordinator

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Mortgage rates continue to linger near all-time lows and refinance applications are through the roof. With the 30-year fixed rate sitting just above the all-time low rate at 3.52% (the record low being 3.5%) you can see why so many borrowers are taking advantage of these rates. The end of the July…

Mortgage rates plummet after Brexit vote

07/01/2016

Andrew Norman, Sr. Marketing Manager

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Since the United Kingdom shocked the world and voted in favor of a British exit from the European Union, mortgage rates have plummeted to historic lows reminiscent of the all-time low recorded in November 2012, with only a 17 basis point difference. For the week of June 30, 2016, the 30-year fixed-r…

Brexit - What’s happening with our friends across the pond and how it could affect you

06/27/2016

Kimberly Chandler, Marketing Coordinator

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For those who haven’t heard, last week the UK experienced a historical shock when British voters surprised everyone and voted in favor of a British exit, aka Brexit, from the European Union. With the news of the UK  withdrawing from the European Union, experts have been in major debates over the fut…

Things they don’t teach you in school – but should

06/09/2016

Kimberly Chandler, Marketing Coordinator

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“Why didn’t they teach us this in school?” We’ve all probably said, thought or heard this question numerous times in our lives. Whether it’s referring to how to file taxes, the best way to save and invest or how to negotiate contracts and salaries, I’m sure we could come up with a pretty extensive…

Benefits of Bathroom Renovations

05/26/2016

Kimberly Chandler, Marketing Coordinator

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Renovating a bathroom is not an easy undertaking but the added value and aesthetic appeal it can bring to your home may be worth the challenge. Investing in strategic updates on key fixtures could lead to a big return and you don’t have to spend a fortune. Check out these tips on basic renovations t…

What cities have the best housing market?

05/12/2016

Kimberly Chandler, Marketing Coordinator

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The current housing market is experiencing an increase in home values due to a supply problem (housing demand is up, but housing supply is down). For first time homebuyers looking to purchase an affordable home, the task ahead may seem daunting, but there is hope for you yet. Check out this list put…

AmeriSave Named 4th in Customer Satisfaction by LendingTree for Q4 2015

04/27/2016

Andrew Norman, Sr. Marketing Manager

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Atlanta, Georgia – March 11, 2016 – AmeriSave Mortgage Corporation was listed 4th on LendingTree’s Top Ten Customer-Rated Lenders for Q4 2015, which was announced on February 1, 2016.  AmeriSave was rated on mortgage rates, fees and closing costs, responsiveness, customer service and overall experie…

Mortgage Rates Hit Six Month Low

05/15/2014

Andrew Norman, Sr. Marketing Manager

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Mortgage rates fell again this week, hitting a six-month low as investors reacted to weak economic news in the U.S. and to reports that the European Central Bank may ease monetary policy. The 30-year fixed-rate mortgage fell 4 basis points to 4.33 percent. A basis point is one-hundredth of 1 percent…

AmeriSave Mortgage Given A Rating by the Better Business Bureau

01/15/2014

Andrew Norman, Sr. Marketing Manager

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AmeriSave Mortgage Corporation is a Better Business Bureau (BBB) Accredited Business with an A Rating.  Operating with honesty, reliability and integrity in today's lending environment, AmeriSave's mission is to save our borrowers time and money in their home purchase or refinance transactions. Amer…

Mortgage Rate News for 2014

01/07/2014

Andrew Norman, Sr. Marketing Manager

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We started off 2013 by carrying over mortgage rates at historic lows.  We saw 30 year fixed rates in the low 3% range*, fueling a refinance wave that lasted nearly a year.  Since mid-May rates have begun to climb, reaching about 4.5%*.  The government shutdown in October had one positive effect: Mor…

Real Estate News: No Housing Bubble In Sight

07/17/2013

Andrew Norman, Sr. Marketing Manager

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The following article appeared in Mortgage Professional America on July 17th, 2013. Some are saying that the sharp rise in mortgage interest rates in June, driven by bond market responses to the Fed, is leading to a bubbling housing market. But CoreLogic shares a more optimistic housing rec…

Common Real Estate Scams and How to Avoid Them

07/17/2013

Andrew Norman, Sr. Marketing Manager

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During the housing bubble scams commonly manifested among fraudulent brokers issuing predatory loans or, as home flipping reached a feverish pitch, real estate gurus charging tens of thousands for get-rich-quick courses. When the bubble burst, many of those same swindlers set their sights on cash-st…

FHA Rule Changes Coming June 3rd Make Now The Time To Refinance

05/02/2013

Andrew Norman, Sr. Marketing Manager

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Thinking about refinancing your existing mortgage, or taking out a new one? Don't delay, or it could cost you. Some Federal Housing Administration (FHA) changes involving tighter lending standards and higher mortgage insurance premiums already took effect on April 1st, while others are on the way -…

First Quarter Mortgage Industry Update

04/29/2013

Andrew Norman, Sr. Marketing Manager

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As we reflect on first quarter, 2013 we find a real estate market which after many years appears to be gaining some stability and strength.  As a result, in many markets there seems to be more home purchase demand than supply as evidenced by lower inventory, increasing values as well as multiple con…

The Battle of Homeownership vs. Renting

04/04/2013

Andrew Norman, Sr. Marketing Manager

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With today’s mortgage rates still very low, the cost of homeownership may rival that of renting in many markets.  Real estate blog Trulia states, despite asking price increases of 7% outpacing rental increases of 3.2%, the gap between buying and renting has narrowed only slightly.  Today, it is stil…

HARP Hits 2 Million, Mortgage Interest Tax Deduction Under Spotlight, and Home Ownership Trends

02/20/2013

Andrew Norman, Sr. Marketing Manager

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2 Million HARP Refinances Government sponsored housing agencies Fannie Mae and Freddie Mac have reached a major milestone, 2 million refinances have been closed since inception of HARP (Home Affordable Refinance Program) in March of 2009.  HARP is setup to assist homeowners who are current on mortga…

President Obama Considering Further Expansion of HARP Refinance Program

02/13/2013

Andrew Norman, Sr. Marketing Manager

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President Obama is considering announcing a major expansion of the HARP 2.1 refinancing program in his upcoming State of the Union speech that would make it possible for underwater borrowers whose loans are not held by Fannie Mae or Freddie Mac to refinance at today’s low rates. The Washington Post,…

What’s In Store For The Housing Market in 2013?

01/08/2013

Andrew Norman, Sr. Marketing Manager

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After years of declining property values, foreclosures and tightened lending guidelines the housing market picked up some steam in 2012.  Historically low interest rates led to a wave of refinances and new home purchases, values increased slightly and new home construction picked up marginally. Trul…

How to Buy a Short Sale Home

11/15/2012

Andrew Norman, Sr. Marketing Manager

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Low interest rates have home sales really picking up steam lately, but a depressed economy and underwater mortgages have left many struggling homeowners with little option other than a short sale.  A short sale is the sale of a property in which the proceeds from the sale fall short of the balance o…

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Loans up to $453,100 Rate* APR* Points*
30 Year Fixed 4.000 4.352 3.740
15 Year Fixed 3.250 3.871 3.823
7 Year ARM 3.125 4.447 3.713
5 Year ARM 2.875 4.579 3.909
FHA Rates Rate* APR* Points*
30 Year Fixed 3.750 4.625 1.804
15 Year Fixed 3.750 4.636 1.009
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15 Year Fixed 3.750 4.212 1.259
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AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org); Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. Terms are subject to change without notice. Some people portrayed are professional models. ©2018 AmeriSave Mortgage Corporation.
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