Getting The Most Out Of Your 401(K)

No matter your age, it’s always a good time to start, or continue, educating yourself about your retirement plan and how you can make the most of what’s offered to you. Many individuals have heard of 401(k)s, but they may not be entirely aware of how they work, or how they can benefit from them. […]

Building Your Emergency Fund

Unfortunately, humans don’t have the capacity (as of yet) to predict the future, so until that time comes, we must prepare for the unexpected. Making sure to put aside money for an emergency fund is one of the wisest financial decisions one could make. Natural disasters, car accidents, medical emergencies and job losses are just […]

Reduce Your Debt to Income Ratio

Reduce Your Debt-To-Income Ratio

In the wake of the home finance crisis that began in about 2008, obtaining a mortgage is now more difficult than it was before, but knowing the obstacles will help prepare you for buying a home.  Today’s lenders want to avoid the mistakes that bankrupted yesterday’s lenders.  Additionally, Government Sponsored Entities (GSEs) Fannie Mae and […]

Tax Tips For Last Minute Filers

Tax Tips For Last Minute Filers

When it comes to filing taxes, procrastination plagues a large number of Americans every year. In fact, based on data collected by the Internal Revenue Service, up to 25% of tax filers wait until the last two weeks before they even begin preparing their tax documents. Of course, procrastination isn’t the only reason individuals delay […]

Get An Early Start – Prepare Your Taxes!

Year after year around this time, government workers, small business owners, entrepreneurs and all other taxpaying citizens find themselves dreading the return of one of the most hated seasons – tax season. We understand how stressful this time of year can be with trying to make sure you get all of your paperwork filed accurately […]

What-you-need-to-know-about HELOCs and the new tax reform bill

What You Need To Know About HELOCs And The New Tax Reform Bill

On December 20, 2017, President Trump signed into the law the Republican tax reform bill which went into effect at the start of 2018. With that, a number of changes have been made to our tax code, specifically, home equity loans and lines of credit. In the new bill, you can no longer claim a […]

Saving Money During The Holidays

The most wonderful time of year can also be the most stressful. Between making holiday travel plans, and finding the perfect gifts for your loved ones, saving money can feel impossible. However, putting aside money and taking care of holiday expenses is still doable with a bit of preparation and serious discipline. Check out our […]

Savings Tips For Black Friday Shopping

The holidays are some of the most festive and financially stressful times of the year. Between travelling, purchasing gifts, and feeding a ton of hungry family members, you may find yourself strapped for cash. Have no fear, Black Friday is here. OK, you may be wondering why would I mention savings and the biggest holiday […]