summers hottest markets

How To Sell To Millennial Homebuyers

When it comes to homeownership, there has definitely been a lag in the market brought on by the lack of participation from the millennial generation. There are many calculable reasons millennials have delayed homeownership with data showing the disparity between generation x and their millennial counterparts in regards to home prices, incomes, debt and other […]

Things to never say to an real estate agent

5 Things You Should Never Say To A Real Estate Agent

If you’ve been in the industry long enough (or even for a short time) you’ve probably been on the wrong end of a flippant comment or something has been said to you that’s rubbed you the wrong way. Unfortunately, in the world of real estate many don’t understand just how big of an asset having […]

It Costs to be a Renter in Today’s Market

It Costs To Be A Renter In Today’s Market

In most major cities in the U.S. when it comes to home affordability, buying a home instead of renting is usually the less expensive route. For years individuals have put off homeownership in order to save more money, but with rent prices steadily rising month after month, it may be time to rethink your money […]

New Found Optimism In The Housing Market Among Americans

After months and months of declined confidence in the housing market, Americans are shifting their opinions. Data collected by Fannie Mae’s Home Purchase Sentiment Index shows an improved assurance after a 5 month decline. “Three months after the presidential election, measures of consumer optimism regarding personal financial prospects and the economy are at or near the highest […]

Don’t Let The Fear Of Rising Rates Take You Out Of The Race!

With a new government administration set to take office, the mortgage industry is in for some changes, which is to be expected with any new elected president. Since the election, Americans have seen an aggressive increase in mortgage rates, which are currently siting at their highest level since May 2014; that, along with the news […]

FHA Increases Conforming Loan Limit

For the first time in 10 years, the Federal Housing Finance Agency (FHFA) has raised conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac. Separate loan limit announcements are expected shortly from FHA and the Veterans Administration. The current loan limit, $417,000, has been in place since 2006. When the housing crisis […]

Why Getting A Home Mortgage May Be The Right Move Even If You Can Pay In Cash

Since we were old enough to care, we’ve probably had it instilled in our minds that debt is a bad thing and to avoid it at all costs. Many would say this was sage advice, and few would argue with that notion; I wouldn’t argue with that notion. I will, however, contend that mortgage loans […]

6 Things That Can Drive Up Your Mortgage Rate

When applying for a mortgage loan, every borrower hopes to receive the best rate possible. However, many may not be certain what factors actually determine the rate they receive. Check out our list below of the top 5 things that could be driving your mortgage rates through the roof! 1) Credit Score This is a given […]