Entries by Andrew Norman

Understanding Closing Costs

When purchasing or refinancing a home, the final step in the process is the closing. It’s important to keep in mind that there will be additional costs associated with closing on your home. If you are a first time homebuyer, you’re probably aware that you need to save money for a down payment, but you […]

Conventional Mortgage Loan Requirements & Benefits

A conventional loan is a mortgage that is not backed by a government agency. Many lenders offer “conforming loans”, a type of conventional loan, which conform to the guidelines set by Fannie Mae and Freddie Mac. These two government-sponsored enterprises then buy the mortgages from lenders, thus reducing the risk to the lender and creating […]

AmeriSave Unveils Multi-Channel Messaging Through Partnership With Botsplash

Atlanta, Georgia – August 13, 2018 – Today’s customers want answers instantly, and AmeriSave Mortgage Corporation, NMLS ID #1168, understands the importance of being readily available to answer their questions. Through a partnership with botsplash, an innovative digital messaging platform, AmeriSave is now able to connect their loan originators to consumers utilizing botsplash’s centralized messaging […]

Finding A Starter Home In A Competitive Market

So you’re ready to purchase your first home. Congratulations! However, after beginning your search you may find yourself wondering, where in the world are all the starter homes? It’s a valid question to ask considering there is somewhat of a starter home shortage in many popular housing markets. Housing inventory is pretty low and that […]

AmeriSave Mortgage Corporation Named Top 10 Customer Satisfaction By LendingTree For Q1 2018

Atlanta, Georgia – April 12, 2018 – AmeriSave Mortgage Corporation was listed on LendingTree’s Top Ten Customer-Rated Lenders for Q1 2018, which was announced on April 12, 2018. AmeriSave was rated on offered rates, fees and closing costs, responsiveness, customer service and overall experience. The list features the top lenders in multiple loan categories including […]

How Do You Verify My Assets?

One of the biggest complaints from consumers is the hassle of collecting document after document for asset verification. AmeriSave offers paperless asset verification through AccountChek. Our priority is ensuring that the information we receive is safe, secure and accurate while providing exceptional customer service in a timely fashion. Assets are generally verified by bank statements and/or […]

How Does Credit Affect My Mortgage Rate?

When you apply for a mortgage, your credit will be pulled during the Application Process. What is AmeriSave’s minimum credit score? The minimum credit score for AmeriSave is 620 for our conventional products. FHA, VA, and USDA loans require a minimum credit score of 600. Which credit score is used to determine what I qualify […]