What Actually Happens When You Pay Your Mortgage Most people say they pay their lender. The more accurate word is servicer, the company that handles your...
Start Here: What Getting Out Actually Means Every borrower situation is different, and that's the first thing I tell anyone who calls and says they want out of...
Start With the Timeline, Not the Property The first question I ask an investor who wants to build a real estate portfolio isn't what they should buy. It's how...
Start With One Question: A Partner, or Capital? Before you start looking for real estate investors, get clear on what you actually need from one. After roughly...
The “average” California mortgage payment is really two numbers If you've searched for the average mortgage payment in California, you've probably seen a...
Start With What $60,000 Actually Means at the Closing Table Let me give you the short version first, then walk through the math. On a $60,000 salary, a lot of...
So, What Credit Score Do You Really Need to Rent? I've spent 26 years in mortgage lending, which means I've spent 26 years watching people worry about a...
The Short Answer: Yes, Retirement Income Counts When you stop taking home a salary, the worry is natural: if I don’t have a job, how can I qualify for a home...
Your Rating Is an Advantage, Not an Obstacle Every veteran’s situation is different, but the question I hear most from disabled veterans starts from the same...
What Is a Bridge Loan? Every borrower situation is different, but there is one situation I hear about constantly: you found the next house before anybody has...
