Closing Costs | Mortgage Closing Costs | Real Estate Closing Costs

Mortgage Rate Quotes

Takes 10 seconds.
No Personal Info Required.

Today's Mortgage Rates

Loans up to $417,000	Rate	APR
30 Year Fixed	3.250	3.448
15 Year Fixed	2.750	2.880
7 Year ARM	1.875	2.963
5 Year ARM	1.375	2.968
3 Year ARM	2.250	3.086
FHA Rates	Rate	APR
30 Year Fixed	3.250	3.920
15 Year Fixed	2.750	3.141

Rate Details as of 05/16/2012

Mortgage Rate Alerts

Why Amerisave

Guaranteed Closing Costs in Writing

Many lenders and brokers make promises to their customers that they can not keep. The problem occurs when the customer goes to close the loan and is surprised by additional fees that were not disclosed initially by the lender.

This creates an obvious problem because many customers are not able to pay these additional funds causing them to lose the home that they have spent so much time searching for or lose the rate they had previously locked.

Amerisave guarantees in writing all closing costs that we have control over. The fees you see on our website ARE the fees you will receive at the time of application AND at closing.

There are some third party fees and government fees that are beyond the control of any lender; however, because Amerisave has closed so many loans in and around your locality we can estimate most fees with high accuracy.

* All Amerisave guarantees do not apply for customers applying for a mortgage in the state of Washington.

SureFee

Amerisave introduces a straightforward approach to home financing with our new SureFee product. SureFee provides you with the security of knowing that the lender fees on your loan are guaranteed not to change throughout the loan process.

See details

Benefits of SureFee:

No Surprise Added Costs at the Closing Table.
Determining the True Cost of Your Loan is Easy and Straight Forward
SureFee Makes Lender to Lender Comparisons Easy
SureFee is one bundled fee for all lender fees

Other mortgage companies charge a multitude of fees, some legitimate, some not. A complete list of lender fees you may find other lenders charging include:

Application Fee
Funding Fee
Administrative Fee
Transfer Fee
Origination Fee
Processing Fee

Loan Setup Fee
Wiring Fee
Discount Fee
Flood Certification Fee
Tax Service Fee
Underwriting Fee

What to Look for When Comparing Lenders:

What are the total lender fees for a like product, rate and term?
Do the third party fees look reasonable, and do all the expected third party fees appear to be listed?
Taxes, prepaid and escrow items should be excluded when comparing one lender to another as these fees will be identical among all mortgage companies.

Does the SureFee amount ever change?

How can Amerisave offer this program when most mortgage lenders and brokers cannot?

Why are some third party fees and taxes not guaranteed?

* All Amerisave guarantees do not apply for customers applying for a mortgage in the state of Washington.