VA home loans are guaranteed by the U.S. Department of Veteran Affairs (VA) to
eligible veterans for the purchase, rate & term refinance or cash out refinance of a
primary residence.
Benefits of VA loans include:
Common sense underwriting guidelines (with respect to credit,
debt to income ratios, etc.)
Little or no down payment
Competitive mortgage rates
No monthly mortgage insurance premium
VA Home Loan Guaranty Services
also provides counseling and assistance to veteran borrowers having financial
difficulties or facing default.
Even though a mortgage insurance premium is not required, borrowers are charged a small
funding fee for VA mortgages, which guarantees the loan. The fee may be paid in cash by
the buyer or seller, or it may be financed and included in the loan amount.
A VA mortgage can be used to buy a home, build or even improve a home with energy-saving
features such as solar or heating & cooling systems, water heaters, insulation, weather-
stripping & caulking, storm windows & doors or other energy efficient improvements
approved by VA.
A satisfactory Certificate of Eligibility from VA must be presented to be eligible for
the loan program.
Live Customer Satisfaction Survey
Read what customers say about our level of service.
Posted: 11/05/09 10:58 AM
The service is very fast. The representatives have been outstanding in their assistance; polite and professional all the time. Ten days into the process and just waiting for completion.
Posted: 11/05/09 10:30 AM
Meridith Bunch & Robert Katz are great to work with as we are sure all of your employees must be.
Posted: 11/05/09 10:28 AM
Always keeping us posted and making us feel good about our mortgage.
Posted: 11/05/09 10:03 AM
Very knowledgeable staff that are completely responsive to my questions, Easy to use web-site where you can track yur loan process.. . .
