VA home loans are guaranteed by the U.S. Department of Veteran Affairs (VA) to
eligible veterans for the purchase, rate & term refinance or cash out refinance of a
primary residence.
Benefits of VA loans include:
Common sense underwriting guidelines (with respect to credit,
debt to income ratios, etc.)
Little or no down payment
Competitive mortgage rates
No monthly mortgage insurance premium
VA Home Loan Guaranty Services
also provides counseling and assistance to veteran borrowers having financial
difficulties or facing default.
Even though a mortgage insurance premium is not required, borrowers are charged a small
funding fee for VA mortgages, which guarantees the loan. The fee may be paid in cash by
the buyer or seller, or it may be financed and included in the loan amount.
A VA mortgage can be used to buy a home, build or even improve a home with energy-saving
features such as solar or heating & cooling systems, water heaters, insulation, weather-
stripping & caulking, storm windows & doors or other energy efficient improvements
approved by VA.
A satisfactory Certificate of Eligibility from VA must be presented to be eligible for
the loan program.
Live Customer Satisfaction Survey
Read what customers say about our level of service.
Posted: 11/20/09 1:22 PM
Amerisave representatives respond very quickly to my needs and requests.
Posted: 11/20/09 11:22 AM
I got the questions that i asked answer for me. They were very friendly.
Posted: 11/20/09 11:17 AM
Everything is going well just waiting to close.
Posted: 11/20/09 11:04 AM
It was nice experience to deal with Amerisave.
Posted: 11/20/09 10:44 AM
Todd Milner has been absolutely wonderful and has been tremendously responsive. I've recommended him (and Amerisave) to others.. . .
