VA home loans are guaranteed by the U.S. Department of Veteran Affairs (VA) to
eligible veterans for the purchase, rate & term refinance or cash out refinance of a
primary residence.
Benefits of VA loans include:
Common sense underwriting guidelines (with respect to credit,
debt to income ratios, etc.)
Little or no down payment
Competitive mortgage rates
No monthly mortgage insurance premium
VA Home Loan Guaranty Services
also provides counseling and assistance to veteran borrowers having financial
difficulties or facing default.
Even though a mortgage insurance premium is not required, borrowers are charged a small
funding fee for VA mortgages, which guarantees the loan. The fee may be paid in cash by
the buyer or seller, or it may be financed and included in the loan amount.
A VA mortgage can be used to buy a home, build or even improve a home with energy-saving
features such as solar or heating & cooling systems, water heaters, insulation, weather-
stripping & caulking, storm windows & doors or other energy efficient improvements
approved by VA.
A satisfactory Certificate of Eligibility from VA must be presented to be eligible for
the loan program.
Live Customer Satisfaction Survey
Read what customers say about our level of service.
Posted: 03/12/10 1:53 PM
Both Dave Clark and Brian Knight were very responsive and genuinely interested in helping get this loan funded. It can be a very stressful time for customers and it's nice to talk to someone who is responsive and personable, it goes a long way toward reducing that stress level.
Posted: 03/12/10 1:33 PM
The service at Amerisave is fast and efficient. Although, I know my Loan Advisor and Loan Processor were handling several accounts at once, I always felt my loan was handled with top priority. I couldn't have asked for better service.
Posted: 03/12/10 1:02 PM
From the beginning, everything was just awesome. On line signing of documents, progress tracking, helpful folks... it wa. . .
