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Today's Mortgage Rates
September 2, 2010
Loans up to $417,000 Rate APR
30 Year Fixed 3.750 3.955
15 Year Fixed 3.250 3.526
3 Year ARM 2.375 3.339
FHA Rates Rate APR
30 Year Fixed 3.750 4.369
15 Year Fixed 3.500 4.147
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Mortgage Loan News

Posted: 08/30/10 9:10 AM

Mortgage Rates Still Low

Mortgage rates were mixed last week as the beginning of the week brought more bad economic data, while Thursday and Friday surprised with slightly better news. Meanwhile, Bernanke’s much-anticipated statement from Jackson Hole was more opt. . .
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Home Mortgage Loan Types

Home loans offered include fixed rate, adjustable rate, interest only, FHA, VA, USDA mortgages and more. Plus, the mortgage rates for any home mortgage loan can differ widely.

Fixed Rate Home Mortgage Loans

With a fixed rate home loan you don’t have to worry about your monthly payment changing…ever. Your mortgage rate and payment are fixed for the life of your home loan. Fixed rate mortgage loans range from 10 to 40 years.

FHA Home Mortgage Loans

FHA home loans are insured by the Federal Housing Administration. Although FHA mortgage rates may typically be higher than conventional mortgage loans, FHA home loans offer many advantages including low down payment requirements, flexible credit guidelines as well as the ability to lend in declining markets.

VA Home Mortgage Loans

VA home loans are guaranteed by the US Department of Veteran Affairs. These mortgage loans are offered specifically to eligible veterans for home purchases, rate & term home loan refinances or cash-out mortgage loan refinances. VA loans offer many advantages to qualified veterans.

Debt Consolidation Home Mortgage Loans

If you have debt outside of your home loan, you are likely paying a much higher interest rate than you should be. Credit card interest rates can be as high as 25%. Refinancing your home mortgage loan to pay off and consolidate debt under one low mortgage rate is a smart maneuver. Refinancing your home loan could save you a great deal of cash every month.

Cash Out Home Mortgage Loans

You can obtain a refinance home mortgage loan to get cash out for a variety of purposes, including education expenses, vacations, other investments, home improvements and more.

Adjustable Rate Home Mortgage Loans

With an adjustable rate mortgage (ARM), you can lower your monthly mortgage loan payment because mortgage rates for ARMs are usually lower than traditional fixed rate programs. If you plan on selling or refinancing your home in less than 10 years, then an adjustable rate mortgage loan may be right for you.

Interest Only Home Mortgage Loans

With interest only home loans, you only pay interest during the initial interest only period. This type of home mortgage loan allows you to lower your initial mortgage rate, lower your initial monthly payment, qualify for a larger loan amount and free up cash for other uses.

USDA Home Mortgage Loans

USDA home loans are offered in rural areas as determined by the United States Department of Agriculture (USDA). The USDA’s mission is to help lower income households obtain home loans at reasonable mortgage loan rates. USDA home loans offer many advantages to qualified borrowers.

Divorce Buyout Home Mortgage Loans

Many home mortgage loans are tailored for people with special circumstances. The Divorce Buyout Mortgage allows one spouse to keep the house, possibly get cash out if needed, and remove the other spouse’s name from the current home loan, thus eliminating any undue financial liability for the home loan.

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Read what customers say about our level of service.
Posted: 09/02/10 12:51 PM
I found Tim Atkinson to be very responsive and prompt to my inquiries. I never felt there was a dumb question and your company made me feel I was a valued customer.
Posted: 09/02/10 11:33 AM
Our Mortgage Processor, John Bessel, is great. -Very knowledgeable and helped us to find just the right rate/term combination for our needs. John spoke with me at length about the different financing options, helping to identify the one that fit us best. He has been quick to respond to questions and followed up relative to our loan status regularly.
Posted: 09/02/10 10:34 AM
This type of service related industry I feel is successful only with a diect co. . .
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