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Today's Mortgage Rates
July 2, 2009
Loans up to $417,000 Rate APR
30 Year Fixed 4.375 4.719
15 Year Fixed 3.875 4.567
Loans up to $1,000,000 Rate APR
5 Year ARM 8.375 6.108
5 Year Interest Only ARM 8.625 6.171
FHA Rates Rate APR
30 Year Fixed 4.750 5.278
15 Year Fixed 4.250 4.766
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What are Closing Costs?

Closing costs consist of three main groups: third party costs, mortgage taxes & lender fees.

  • Third party costs are fees that you or the lender pays on your behalf for you to obtain a mortgage, including appraisal fee, credit report fee, title fee and attorney fee. When home refinancing review these costs carefully as some lenders may have lower costs.
  • Mortgage taxes will be exactly the same between all lenders, so they do not have to be reviewed.
  • Points and lender fees are essentially what the lender charges to originate your home loan when home refinancing and for a new home loan. Points and fees should be reviewed carefully.
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Fast to get conditional loan approveal from the lender
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Very thoughtful and thorough service.
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The personalized help I have received and the professionalism.
Posted: 07/02/09 2:26 PM
The Fact that you able to do everything online. Also the way the fees are disclosed. Overall My agents was very impressed with them.
Posted: 07/02/09 1:15 PM
Tim Atkinson so far has been very professional. Answered all my questions candidly. No hard sales. Just customer serv. . .
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