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Management team

Our Management Team

AmeriSave's management team has over 200 years of combined mortgage experience.

All lead providers interested in selling services to AmeriSave Mortgage must fill out the aggregator application form.

Executive Vice President of Sales

Ed Abufaris

As Executive Vice President, Ed leads the national sales efforts for both AmeriSave's consumer mortgage channel and the wholesale/correspondent sales channel.


A 35-year veteran of the mortgage industry, Ed comes to AmeriSave from CitiMortgage where he served for 18 years. During his tenure at Citi, Ed was the National Sales Director and Southeast Division Sales Manager responsible for the purchase of residential mortgage loans from banks, mortgage bankers and other financial institutions over a 15 state area. Ed's most recent service at Citi was as Managing Director. Ed has extensive experience in the capital markets and correspondent lending fields and is a member of the AmeriSave Senior Leadership Team which manages the overall direction of the company.


Ed has a Bachelor of Science Degree in Banking and Finance from the University of Florida.

Vice President, Financial and Planning Analyst

Dave Williams

Dave serves as Vice President of Financial Planning and Analysis for AmeriSave Mortgage Corporation. He is responsible for managing the company's Mortgage Servicing Rights, origination and operational analytics and acts as a liaison between Secondary Marketing and Finance.


Prior to joining AmeriSave, Dave was Senior Vice President of Product Pricing for the Institutional Mortgage Services Group of Bank of America/Countrywide Home Loans. He managed pricing for wholesale as well as best efforts and mandatory executions for correspondent lending during his tenure with the bank.


Dave has 17 years of mortgage pricing and operations experience. Before joining Countrywide, he was Director of Secondary Marketing for Mylor Financial, Inc. an independent mortgage bank in southern California and Hedge Manager for Tuttle Risk Management Services, managing pipeline interest rate risk for mortgage originators.


Dave holds a Bachelor of Arts degree from the University of California, Santa Barbara.

Senior Vice President, Retail Sales

Joseph Watts

Joseph leads the national sales efforts for our consumer lending division, managing the national sales managers and their teams of loan advisors across the country.


Joseph has been with AmeriSave since the very early days of the company, starting as a Loan Officer and then as a sales trainer. Joseph's dedication, mortgage knowledge and leadership led him to the role of VP of Sales, where he managed his own team of Loan Officers before being promoted to Senior Vice President. Prior to joining AmeriSave, Joseph was a golf pro and still enjoys playing when he's not in the office.


Joseph has a Bachelor of Arts in Management from the University of Florida.

Mortgage Rate Quotes

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Today's Mortgage Rates

Loans up to $417,000 Rate* APR*
30 Year Fixed 4.125 4.285
15 Year Fixed 3.125 3.413
7 Year ARM 2.875 2.998
5 Year ARM 2.625 2.893
FHA Rates Rate* APR*
30 Year Fixed 3.500 4.740
15 Year Fixed 2.750 3.701
Veteran Loan Rates Rate* APR*
30 Year Fixed 3.500 3.826
15 Year Fixed 2.750 3.257
USDA Rates Rate* APR*
30 Year Fixed 3.625 4.261
*Rate/APR for $260K loan, Massachusetts property, 740 FICO, 80% CLTV, Rates effective 04/18/2014.
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