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Management team

Our Management Team

AmeriSave Mortgage Corporation's management team has over 200 years of combined mortgage experience.

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Ed Abufaris

As President, Ed leads the company in addition to directing the national sales efforts for both AmeriSave Mortgage Corporation's consumer mortgage channel and the wholesale/correspondent sales channel.


A 36-year veteran of the mortgage industry, Ed joined AmeriSave in 2011 as Executive Vice President of Wholesale and Correspondent Lending and later was appointed Executive Vice President of Sales companywide. Ed came to AmeriSave from CitiMortgage where he served for 18 years. During his tenure at Citi, Ed was the National Sales Director and Southeast Division Sales Manager responsible for the purchase of residential mortgage loans from banks, mortgage bankers and other financial institutions over a 15 state area. Ed's most recent service at Citi was as Managing Director. Ed has extensive experience in the capital markets and correspondent lending fields and is a member of the AmeriSave Senior Leadership Team which manages the overall direction of the company.


Ed has a Bachelor of Science Degree in Banking and Finance from the University of Florida.

Executive Vice President of Operations

Dave Ryan

As Executive Vice President of Operations, Dave manages the Processing, Underwriting, Closing and Post-Closing departments.


Dave has been with AmeriSave since 2004 and prior to his current position he held the roles of Senior Vice President of Credit Risk and Director of Operations. Before joining AmeriSave, Dave was the Division Credit Manager at Home Funds Direct where he helped create their centralized retail lending division. With a background spanning 20 years in underwriting and credit risk for the mortgage industry Dave has managed the underwriting and risk departments for numerous lenders.


Dave has a Bachelor of Science Degree in Consumer Economics from the University of Georgia.

Senior Vice President, Capital Markets

Dave Williams

Dave serves as Senior Vice President of Capital Markets for AmeriSave Mortgage Corporation. He is responsible for managing the company's Mortgage Servicing Rights, origination and operational analytics and acts as a liaison between Secondary Marketing and Finance.


Prior to joining AmeriSave, Dave was Senior Vice President of Product Pricing for the Institutional Mortgage Services Group of Bank of America/Countrywide Home Loans. He managed pricing for wholesale as well as best efforts and mandatory executions for correspondent lending during his tenure with the bank.


Dave has 17 years of mortgage pricing and operations experience. Before joining Countrywide, he was Director of Secondary Marketing for Mylor Financial, Inc. an independent mortgage bank in southern California and Hedge Manager for Tuttle Risk Management Services, managing pipeline interest rate risk for mortgage originators.


Dave holds a Bachelor of Arts degree from the University of California, Santa Barbara.

Senior Vice President, Retail Sales

Joseph Watts

Joseph leads the national sales efforts for our consumer lending division, managing the national sales managers and their teams of loan advisors across the country.


Joseph has been with AmeriSave since the very early days of the company, starting as a Loan Officer and then as a sales trainer. Joseph's dedication, mortgage knowledge and leadership led him to the role of VP of Sales, where he managed his own team of Loan Officers before being promoted to Senior Vice President. Prior to joining AmeriSave, Joseph was a golf pro and still enjoys playing when he's not in the office.


Joseph has a Bachelor of Arts in Management from the University of Florida.

Senior Vice President of Sales

Joseph Johnson

As Senior Vice President of Sales Joe is the Site Leader of AmeriSave's Louisville, Kentucky call center.


Joe began his mortgage career in the mid 1990's as a Loan Officer for First Residential Mortgage/Surepoint Lending in Nashville, Tennessee. He eventually moved with the organization to Louisville, KY and went on to become its President of Production. In this role he helped lead the company through its acquisition by LendingTree Loans in 2011 which was then subsequently acquired by Discover Financial Services' mortgage division, Discover Home Loans. As a result of AmeriSave's 2015 acquisition of Discover Home Loans' Louisville operations, Joe is now serving as in his present capacity as VP of Sales and Site Leader.


Joe is a graduate of The Ohio State University and holds a Bachelor of Science in Agriculture.

Mortgage Rate Quotes

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Today's Mortgage Rates

Loans up to $417,000 Rate* APR* Points*
30 Year Fixed 3.500 3.786 3.254
15 Year Fixed 2.500 3.025 3.399
7 Year ARM 2.375 3.189 4.065
5 Year ARM 2.125 3.169 3.669
3 Year ARM 2.250 3.293 3.082
FHA Rates Rate* APR* Points*
30 Year Fixed 3.250 4.054 1.365
15 Year Fixed 2.750 3.811 2.454
Veteran Loan Rates Rate* APR* Points*
30 Year Fixed 3.250 3.514 1.616
15 Year Fixed 2.750 3.384 2.702
USDA Rates Rate* APR* Points*
30 Year Fixed 3.500 4.061 -0.478
*Rate/APR/Points for $260K loan,
Massachusetts property,
middle credit score 740,
80% LTV, Rates effective 11/30/2015
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AmeriSave Mortgage Corporation, NMLS ID #1168, (; Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. Terms are subject to change without notice. Some people portrayed are professional models. ©2015 AmeriSave Mortgage Corporation.
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