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Mortgage Education

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Other Useful Information

Home loans offered include fixed rate, adjustable rate, FHA, VA, USDA mortgages and more. Plus, the mortgage rates for any home mortgage loan can differ widely.

Fixed Rate Home Mortgage Loans

With a fixed rate home loan you don't have to worry about your monthly payment changing...ever. Your mortgage rate and payment are fixed for the life of your home loan. Fixed rate mortgage loans range from 10 to 40 years.

FHA Home Mortgage Loans

FHA home loans are insured by the Federal Housing Administration. Although FHA mortgage rates may typically be higher than conventional mortgage loans, FHA home loans offer many advantages including low down payment requirements, flexible credit guidelines as well as the ability to lend in declining markets.

VA Home Mortgage Loans

VA home mortgage loans are insured by the Veteran's Administration. AmeriSave Mortgage Corporation is honored to help our armed forces veterans own a part of the community they've helped protect. VA home loans are available to veterans and their spouses and generally do not require a down payment. Credit score requirements are typically less, lending guidelines are more flexible and you never pay monthly private mortgage insurance with a VA loan.

USDA Home Mortgage Loans

USDA/Rural Development loans are insured by the US Dept. of Agriculture to promote single family homeownership in defined rural areas. AmeriSave Mortgage Corporation can extend up to 100% financing to eligible rural individuals and families for the purchase of safe and sanitary dwellings. These guaranteed loans have assisted thousands of homeowners to purchase a home with affordable interest rates and loan terms.

Cash Out Home Mortgage Loans

You can obtain a refinance home mortgage loan to get cash out for a variety of purposes, including education expenses, vacations, other investments, home improvements and more.

Adjustable Rate Home Mortgage Loans

With an adjustable rate mortgage (ARM), you can lower your monthly mortgage loan payment because initial mortgage rates for ARMs are usually lower than traditional fixed rate programs. If you plan on selling or refinancing your home in less than 10 years, then an adjustable rate mortgage loan may be right for you.

Mortgage Rate Quotes

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Today's Mortgage Rates

Loans up to $417,000 Rate* APR* Points*
30 Year Fixed 3.375 3.726 4.087
15 Year Fixed 2.500 2.972 3.083
7 Year ARM 2.250 2.846 3.955
5 Year ARM 1.875 2.774 3.965
3 Year ARM 2.500 2.984 3.490
FHA Rates Rate* APR* Points*
30 Year Fixed 3.250 4.279 -0.094
15 Year Fixed 2.750 3.443 -0.225
Veteran Loan Rates Rate* APR* Points*
30 Year Fixed 3.250 3.389 0.081
15 Year Fixed 2.750 2.988 -0.097
USDA Rates Rate* APR* Points*
30 Year Fixed 3.250 3.783 0.520
*Rate/APR/Points for $260K loan,
Massachusetts property, middle credit score 740,
80% LTV, Rates effective 10/24/2014
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Mortgage Rate Alerts
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This material is not provided by, nor is it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA).

AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org); Corporate Office: One Capital City Plaza, 3350 Peachtree Road NE, Suite 1000, Atlanta, GA 30326. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. Terms are subject to change without notice. Some people portrayed are professional models. ©2014 AmeriSave Mortgage Corporation.
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