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Mortgage Education

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Other Useful Information

Home loans offered include fixed rate, adjustable rate, FHA, VA, USDA mortgages and more. Plus, the mortgage rates for any home mortgage loan can differ widely.

Fixed Rate Home Mortgage Loans

With a fixed rate home loan you don't have to worry about your monthly payment changing...ever. Your mortgage rate and payment are fixed for the life of your home loan. Fixed rate mortgage loans range from 10 to 40 years.

FHA Home Mortgage Loans

FHA home loans are insured by the Federal Housing Administration. Although FHA mortgage rates may typically be higher than conventional mortgage loans, FHA home loans offer many advantages including low down payment requirements, flexible credit guidelines as well as the ability to lend in declining markets.

VA Home Mortgage Loans

VA home mortgage loans are insured by the Veteran's Administration. AmeriSave is honored to help our armed forces veterans own a part of the community they've helped protect. VA home loans are available to veterans and their spouses and generally do not require a down payment. Credit score requirements are typically less, lending guidelines are more flexible and you never pay monthly private mortgage insurance with a VA loan.

USDA Home Mortgage Loans

USDA/Rural Development loans are insured by the US Dept. of Agriculture to promote single family homeownership in defined rural areas. AmeriSave can extend up to 100% financing to eligible rural individuals and families for the purchase of safe and sanitary dwellings. These guaranteed loans have assisted thousands of homeowners to purchase a home with affordable interest rates and loan terms.

Cash Out Home Mortgage Loans

You can obtain a refinance home mortgage loan to get cash out for a variety of purposes, including education expenses, vacations, other investments, home improvements and more.

Adjustable Rate Home Mortgage Loans

With an adjustable rate mortgage (ARM), you can lower your monthly mortgage loan payment because mortgage rates for ARMs are usually lower than traditional fixed rate programs. If you plan on selling or refinancing your home in less than 10 years, then an adjustable rate mortgage loan may be right for you.

Mortgage Rate Quotes

Takes 1 Minute.
No Personal Info Required.

Today's Mortgage Rates

Loans up to $417,000 Rate* APR*
30 Year Fixed 4.125 4.258
15 Year Fixed 3.125 3.402
7 Year ARM 2.875 2.998
5 Year ARM 2.625 2.894
FHA Rates Rate* APR*
30 Year Fixed 3.500 4.725
15 Year Fixed 2.750 3.701
Veteran Loan Rates Rate* APR*
30 Year Fixed 3.500 3.823
15 Year Fixed 2.750 3.257
USDA Rates Rate* APR*
30 Year Fixed 3.625 4.247
*Rate/APR for $260K loan, Massachusetts property, 740 FICO, 80% CLTV, Rates effective 04/17/2014.
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