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Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. A single insurance policy may cover risks in one or more of the categories. For example, car or auto insurance would typically cover both property risk and liability risk. A homeowner's insurance policy includes property insurance covering damage to the home and the owner's belongings, liability insurance covering certain legal claims against the owner, and even a small amount of health insurance for medical expenses of guests who are injured on the property.

Amerisave and all affiliated companies make no warranty and take no responsibility for the accuracy of the information found on this website. All information should be verified with your insurance carrier.

Mortgage Rate Quotes

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Today's Mortgage Rates

Loans up to $417,000 Rate* APR* Points*
30 Year Fixed 3.625 3.967 3.927
15 Year Fixed 2.625 3.163 3.515
7 Year ARM 2.375 2.903 3.957
5 Year ARM 2.125 2.841 3.729
3 Year ARM 2.500 2.999 3.667
FHA Rates Rate* APR* Points*
30 Year Fixed 3.250 4.368 1.006
15 Year Fixed 2.750 3.544 0.695
Veteran Loan Rates Rate* APR* Points*
30 Year Fixed 3.250 3.482 1.258
15 Year Fixed 2.750 3.104 0.820
USDA Rates Rate* APR* Points*
30 Year Fixed 3.250 3.836 1.943
*Rate/APR/Points for $260K loan, Massachusetts property, 740 FICO, 80% LTV, Rates effective 08/20/2014.
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Amerisave Mortgage Corporation, NMLS ID #1168, (; Corporate Office: (404) 424-0632 or toll free (866) 970-7283, One Capital City Plaza, 3350 Peachtree Road NE, Suite 1000, Atlanta, GA 30326; Arizona Mortgage Banker License BK-0906515; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Colorado - Regulated by the Division of Real Estate. To check the license status of your mortgage loan originator, visit; Delaware License #5936, expiration 12/31/14, licensed by the Office of The State Bank Commissioner; Georgia Residential Mortgage Licensee #17117; Illinois Residential Mortgage Licensee #MB.0006749; Kansas Licensed Mortgage Company #MC.0001259; Massachusetts Mortgage Lender-ML1168; Mississippi - Licensed Mortgage Company; Nevada License #3678; Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance, Phone # (404) 424-0685; Ohio Mortgage Broker License No. MB.803619.000; Oregon License #ML-2676; Rhode Island: Licensed as Rhode Island Licensed Lender and Rhode Island Licensed Loan Broker; TEXAS: COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550; Licensed in Washington as Amerisave Mortgage Corporation #CL-1168; Also conducts business in AK, AL, AR, CT, DC, FL, HI, IA, ID, IN, KY, LA, MD, ME, MI, MO, MN, MT, NC, ND, NE, NM, OH, OK, PA, SC, SD, TN (License #109124), UT, VA, VT, WI, WV, WY. Not all products and options are available in all states. Terms subject to change without notice. Some people portrayed are professional models. ©2014 Amerisave Mortgage Corporation.
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