Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. A single insurance policy may cover risks in one or more of the categories. For example, car or auto insurance would typically cover both property risk and liability risk. A homeowner's insurance policy includes property insurance covering damage to the home and the owner's belongings, liability insurance covering certain legal claims against the owner, and even a small amount of health insurance for medical expenses of guests who are injured on the property.
Mortgage Rate QuotesTakes 1 Minute.
Today's Mortgage Rates
|Loans up to $417,000||Rate*||APR*||Points*|
|30 Year Fixed||3.250||3.454||2.311|
|15 Year Fixed||2.500||2.880||2.421|
|7 Year ARM||2.250||2.925||4.045|
|5 Year ARM||2.000||2.902||3.956|
|3 Year ARM||2.250||2.956||2.549|
|30 Year Fixed||3.250||3.938||-0.482|
|15 Year Fixed||2.750||3.563||0.780|
|Veteran Loan Rates||Rate*||APR*||Points*|
|30 Year Fixed||3.250||3.385||-0.227|
|15 Year Fixed||2.750||3.141||1.032|
|30 Year Fixed||3.250||3.744||-0.009|