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Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. A single insurance policy may cover risks in one or more of the categories. For example, car or auto insurance would typically cover both property risk and liability risk. A homeowner's insurance policy includes property insurance covering damage to the home and the owner's belongings, liability insurance covering certain legal claims against the owner, and even a small amount of health insurance for medical expenses of guests who are injured on the property.

Amerisave and all affiliated companies make no warranty and take no responsibility for the accuracy of the information found on this website. All information should be verified with your insurance carrier.

Mortgage Rate Quotes

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Today's Mortgage Rates

Loans up to $417,000 Rate* APR* Points*
30 Year Fixed 3.625 3.964 3.885
15 Year Fixed 2.625 3.153 3.446
7 Year ARM 2.500 2.932 3.584
5 Year ARM 2.125 2.852 3.855
FHA Rates Rate* APR* Points*
30 Year Fixed 3.250 4.387 1.215
15 Year Fixed 2.750 3.597 1.050
Veteran Loan Rates Rate* APR* Points*
30 Year Fixed 3.250 3.499 1.466
15 Year Fixed 2.750 3.156 1.174
USDA Rates Rate* APR* Points*
30 Year Fixed 3.250 3.833 1.904
*Rate/APR/Points for $260K loan, Massachusetts property, 740 FICO, 80% LTV, Rates effective 07/29/2014.
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