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Today's Mortgage Rates
September 2, 2010
Loans up to $417,000 Rate APR
30 Year Fixed 3.750 3.955
15 Year Fixed 3.250 3.526
3 Year ARM 2.375 3.339
FHA Rates Rate APR
30 Year Fixed 3.750 4.369
15 Year Fixed 3.500 4.147
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FHA Mortgage News

Posted: 08/30/10 9:10 AM

Mortgage Rates Still Low

Mortgage rates were mixed last week as the beginning of the week brought more bad economic data, while Thursday and Friday surprised with slightly better news. Meanwhile, Bernanke’s much-anticipated statement from Jackson Hole was more opt. . .
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FHA Mortgage Loans

FHA home loans are insured by the Federal Housing Administration. Although FHA mortgage rates may typically be higher than conventional loans, FHA mortgages offer many advantages.

The Federal Housing Administration (FHA) has been helping borrowers realize the American dream of affordable homeownership since 1934. FHA financing advantages include:
  • Low Down Payment: as little as 3.5%
  • Flexible Credit Guidelines: generally easier to qualify than with conventional home financing
  • Competitive Mortgage Rates
  • Down Payment Assistance: the down payment for your FHA loan can come from a gift, and reserves are not an automatic requirement.
FHA is one of the few remaining programs that will allow up to 85% cash out on a refinance and will lend in declining markets without an automatic reduction in loan-to- value*.

We offer FHA financing on single & multi family (up to 4 unit) homes and condominiums. Financing options include traditional fixed rate products, adjustable rate mortgages and temporary interest rate buy-downs.

Best of all, your loan is insured by FHA which gives lenders greater flexibility with our lending guidelines.


*Appraisal must support mortgage loan-to-value.
Live Customer Satisfaction Survey
Read what customers say about our level of service.
Posted: 09/02/10 12:51 PM
I found Tim Atkinson to be very responsive and prompt to my inquiries. I never felt there was a dumb question and your company made me feel I was a valued customer.
Posted: 09/02/10 11:33 AM
Our Mortgage Processor, John Bessel, is great. -Very knowledgeable and helped us to find just the right rate/term combination for our needs. John spoke with me at length about the different financing options, helping to identify the one that fit us best. He has been quick to respond to questions and followed up relative to our loan status regularly.
Posted: 09/02/10 10:34 AM
This type of service related industry I feel is successful only with a diect co. . .
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