Mortgage Rate QuotesTakes 10 seconds.
Today's Mortgage Rates
|Loans up to $417,000||Rate||APR|
|30 Year Fixed||4.000||4.310|
|15 Year Fixed||2.750||3.387|
|7 Year ARM||2.375||3.016|
|5 Year ARM||1.750||2.844|
|3 Year ARM||2.500||2.871|
|30 Year Fixed||3.750||4.834|
|15 Year Fixed||2.750||3.858|
Read what customers say about our level of service.
|Posted: 12/19/13 4:44 PM|
|Easy, online application and several offers of assistance if needed.|
|Posted: 12/19/13 2:25 PM|
Speed, professionalism, communication, interest rate, wow! I started my loan on Dec 9th and all papers were processed and sent for closing to the title company on Dec 19th! I am not a first time home buyer. Had to gather documentation for 3 properties I own, multiple bank accounts, and so on. So, completing the process in 10 days, is MOST IMPRESSIVE! I have never heard of such timing! Considering that the offered interest rate was the best after comparing it multiple times with multiple lenders, I won't even bother shopping next time.
|Posted: 12/19/13 2:18 PM|
Speed, professionalism, communication, interest rate, wow! Started the loan on December 9th and all papers were processed and sent to the title company for closing on December 19th. This is 10 days, not business days, 10 total days. MOST IMPRESSIVE. This is not my first rodeo, and I can say this was an easy and quick process! Great job to everyone that helped with processing the loan - Dawn Hawley, Richard Fabulich and of course the underwriter... Considering your interest rate came as the best a few times I was shopping for a mortgage, I don't think next time I would even look anywhere else!
|Posted: 12/19/13 11:36 AM|
|Posted: 12/19/13 10:13 AM|
|My experience with Amerisave has been excellent. This is our second attempt to acquire a mortgage this year. It has been a difficult year for us mentally as we have had our house fall through twice at the last minute. It has been a blessing that Nona Taylor was assigned to our loan as she really made it stress free for us considering the emotional roller coaster we endured. Nona Taylor has been a pleasure to work with. She is very prompt on responding to our questions. She is proactive in her approach and lets us know what to expect and what we need to do well in advance. We have nothing but great praise for the way Nona has handled our loan. If/when we need to aquire another mortgage we will definitely use Amerisave and request that Nona Taylor & Roberto Perdermo as our loan representatives.|
|Posted: 12/18/13 11:53 PM|
|It's a simple process that gives you a good start.|
|Posted: 12/18/13 4:32 PM|
Daily updates and check ins from loan processor.
Both my loan originator, Bryan W., and loan processor, Nikki T., were very prompt in replying to emails, even at night and on weekends.
I really appreciated that.
|Posted: 12/18/13 3:36 PM|
|Working through the website was very efficient. That said, the loan processor, Jaime Phillips provided personal service to ensure the unique issues with my loan and closing were addressed. There were a number of surprises (as federal tax lien) in my house purchase process and Jaime was very responsive to changing circumstances. I was very pleased in the way that Amerisave stayed with me through the process.|
|Posted: 12/17/13 10:33 PM|
Extremely organized process. Great attention to details.
Outstanding customer service. All of my questions have been answered quickly and professionally.
|Posted: 12/17/13 11:26 AM|
|Both the Loan Originator, Guy Stevens and the Loan Processor, Sharon Cranmer have been very responsive to my inquiries and have made the process very easy.|
|Posted: 12/16/13 9:04 PM|
|I like that everything can be done on line and if I had questions Jeff Morris was available to answer them. I wasn't sure how this would work since I wasn't meeting with a live person, but so far it's gone pretty smooth. I was able to scan and download all documents necessary for my loan. I was able then to view and print the loan paperwork without worrying about anything getting lost in the mail.|
|Posted: 12/15/13 6:02 PM|
|Cameron, johnline and Nona have really been doing their best to help me as a customer. They are really customer orientated, on behalf of Amerisave.|
|Posted: 12/14/13 6:31 AM|
|Fast response to any question never dreamed it could be so easy. very nice people to work with.|
|Posted: 12/13/13 4:10 PM|
|Low rates and convenience of submitting documentation online. Website was easy to use, accurate, and makes it easy to compare rates.|
|Posted: 12/13/13 1:42 PM|
|Sharon was great. She was so helpful and responsive. I really liked working her.|
|Posted: 12/13/13 11:51 AM|
|Maya Powell is a top notch loan processor. She has excellent communication skills and she is detailed in everything that she does. I feel fortunate that she was assigned to process my loan since I received 100% awesome customer service throughout the entire refinance process. Thank you Maya!!!|
|Posted: 12/13/13 6:25 AM|
|Harry Salaman and Leah were very helpful through the process, responded to my questions timely.|
|Posted: 12/13/13 12:06 AM|
Eric Mueller and Leah Roberson both gave us great assistance on our re-finance. Eric's follow-up was crucial and notified us that it was a good time to apply. Leah provided great professional service in finalizing our re-finance. My husband and I are very satisfied with Amerisave.
With sincere appreciation,
Marla and Frederick Lam
|Posted: 12/12/13 9:18 PM|
|I liked the quickness of the process. I enjoyed working with Mike and Donna Both are very helpful.|
|Posted: 12/12/13 1:33 PM|
|Always on top the process. No errors in final paperwork. Very proactive. Would definetly recommend using them again.|
|Posted: 12/12/13 1:16 PM|
|Fast and super efficient! It is very clear what is expected of me and where in the process I am at.|
|Posted: 12/12/13 1:00 PM|
|Expediency and communication.|
|Posted: 12/12/13 10:48 AM|
|Both Theresa Smith and Marisa Davis are the most personable and efficient people that I have ever dealt with. Their attention to customer service is way above what is expected!|
|Posted: 12/11/13 12:54 PM|
|Mr. Tom Kelly has guided me through this whole process and answered every question I had. He has been amazing to work with!|
|Posted: 12/10/13 5:41 PM|
Nikki Tran was so helpful and friendly! She was very organized and prompt with all responses. With over 100 pieces of documentation that I needed to provide for the loan, she was right on top of reviewing them each day and letting me know what else I needed to provide. This was a bit of a stressful process, but she made it as easy as possible!
Bryan Wegner also was very helpful and prompt in responding to my initial questions.
|Posted: 12/10/13 1:05 AM|
|I really appreciate that I can contact Chris or Jamie anytime with questions and they respond just as fast as they can with clear answers. I am also very thankful for all the support in assisting me with the forms and information needed to keep the refinancing process going.|
|Posted: 12/09/13 8:07 PM|
Karen Taylor was prompt and knowledgeable.
She always returns calls and guided me through the entire process without any issues. The website is also very easy to navigate and clearly laid out. Thank you.
|Posted: 12/09/13 6:59 PM|
|Leah was exceptionally accomodating in helping me with loan documents...questions...and coordinating with all parties involved.|
|Posted: 12/09/13 5:57 PM|
|Everything was GREAT. I new what my terms were right up front and we completed the process quickly.|
|Posted: 12/09/13 1:59 PM|
|Very informative, big help and really nice to speak with|
|Posted: 12/08/13 7:04 PM|
At least the third time I have used Amerisave, this time from application to closing was 3 weeks - quickest it has ever been.
Mostly like that I can get rates and quotes on the web without having to have 3 firms pester me for months.
|Posted: 12/08/13 2:15 PM|
|Great people to work with. Amerisave employees work to help you and make your experience with them a good one.|
|Posted: 12/07/13 2:27 PM|
|So far everything has been straight forward and no surprises. I hope we were able to get you whatever you need to go forward with the loan.|
|Posted: 12/07/13 2:25 PM|
|The process is usually not without issues however everyone at Amerisave has been extremely professional and responsive to clear all the issues. Sheriese and Will have been great to work with and the online portal is very seamless. Highly recommend Amerisave.|
|Posted: 12/07/13 11:58 AM|
|the responsiveness of Shane during the process|
|Posted: 12/07/13 9:27 AM|
|It goes so smooth and Randy Martin and Donna Rutledge make you feel great and walk you though everything|
|Posted: 12/07/13 6:03 AM|
|It was the best rate I could find on the market. The loan closed in 15 days start to finish.|
|Posted: 12/07/13 2:23 AM|
|Easy to get ahold of people/|
|Posted: 12/06/13 5:02 PM|
|Upfront and informational, no quick talk sale tactics.|
|Posted: 12/06/13 8:41 AM|
Quick and easy with great service.
|Posted: 12/06/13 5:58 AM|
|The document request all put togeather and updates confirmation part.Also the service from Sean Parks and Karen Taylor was excellent.|
|Posted: 12/06/13 3:10 AM|
Jacqueline Choi and Shane Warren did a fabulous job in helping me getting the loan for my condo.
Shane is very upfront and honest and always response very quickly, always available to answer my email/calls
even when late at night (I live in CA). He went out of his way to talk to his boss to honor the old interest rate that
I wanted to lock but couldn't due to my bank already have it locked
(my bank did not provided the services as promised so switched to Amerisave! )
Rate did go up 500$ after that but Shane was able to save the day! Thank you so much Shane
Jacqueline Choi, my loan processor is so fantastic. She is very knowledgeable, quick, and responsive.
she is always there to help explains all the questions I have, helped to upload and prep documents that underwriter needed.
My loan is very complicated but Jacqueline helped to get through it quickly. The entire loan process was just a little over 2 weeks. Way sooner than what I have hoped for
My agent was very skeptical about me using an internet lender but the process was sooo smooth from the beginning to the end.
He handed it me the house key yesterday and said "Your lender did a very good job, I apologized for giving you such a hard time for switching lender"
Thank you again, Jacqueline and Shane. I will definite use Amerisave again when I want to refi my house and will recommend Amerisave and Jacqueline and Shane to all my friends and family
|Posted: 12/05/13 7:16 PM|
|The Loan went very smoothly within 30 days to closing the loan. Very professional people and knowledgeable about every question I had thx to Alvin Graham and Joseph Chiofalo. I will recommend friends and family to AmeriSave.|
|Posted: 12/05/13 4:18 PM|
|Both Jacqueline and Ronald were very easy to work with, and answered all my questions as they came up. You never know if you will get customer service working with someone in emails and over the web, instead of face to face. But I found the process to be easy, and I could do everything in between other projects|
|Posted: 12/05/13 2:07 PM|
|I switched to Amerisave after not getting the service I expected from my bank and couldn't be happier that I did. Everything was very upfront and clear from the beginning, and the online interface made it so easy. Greg Lapointe and Randy Martin were awesome. I'm a first time home buyer and these guys made the loan process one of the easier aspects of buying a house - something I was not expecting. There was no such thing as "bank hours" with them. They were always very responsive - nights and weekends included. I will definitely recommend Amerisave to all of my friends and family.|
|Posted: 12/05/13 1:50 PM|
|Definitely AAAAA+++++++ service. My loan is closing within 30 days. I will recommend Amerisave to my friends.|
|Posted: 12/05/13 9:01 AM|
|Fast, efficient and very professional.|
|Posted: 12/05/13 8:53 AM|
|Your service is high quality, honest and fast.|
|Posted: 12/04/13 3:38 PM|
The best part is doing all the paper work thru a computer. Also, communicating via email makes it super easy. I think had I been in a hurry to close the loan it may have been a little frustrating. But considering I'm doing a refi, time in itself didn't matter to me. A person that does not know how to use a computer would be stumped. I do think Amerisave has a fantastic system. Easy to download and upload the documents. The team for my loan were very helpful and professional. Although we had a little misunderstanding about my escrow. The overall rating for both Sharon and Casey is a 10. Casey worked hard to get this loan. He answered many questions and delt with my delays due to personal reasons. I appreciate all that both Casey and Sharon have done to get me to the closing table. Amerisave, you have real assets with the two of them.
|Posted: 12/04/13 3:36 PM|
|I like that pretty much everything can be done online.|
|Posted: 12/04/13 11:12 AM|
|Greg has been courteous, professional, informative, timely|
|Posted: 12/04/13 11:04 AM|
|Fast response times from Amerisave reps.|
|Posted: 12/04/13 2:10 AM|
|Prompt response to my calls and/or e-mails. Mr. Minor is very polite and seems like a sincere person.|
|Posted: 12/03/13 8:32 PM|
|Both Harry Sahlman and Brittany Robinson were fantastic. Prompt, thorough, helpful, and professional. This was my second loan using Amerisave. The first experience brought me back a second time, and this experience was even better. Thank you Team Amerisave for a job very well done.|
|Posted: 12/03/13 2:00 PM|
|Responsive to my questions. Willing to explore different options with me.|
|Posted: 12/03/13 1:10 PM|
Very fast accurate helpful since l was searching for the loan company this is the best I ever served.
|Posted: 12/03/13 11:28 AM|
|Very anttentive. Great service!|
|Posted: 12/03/13 7:17 AM|
|Quick response to my emails and great experience. thanks|
|Posted: 12/03/13 6:44 AM|
|The web upload tool makes things fairly straightforward.|
|Posted: 12/03/13 6:16 AM|
|The fast response to phone calls and email|
|Posted: 12/02/13 2:08 PM|
|Staff were extremely helpful, friendly and patient with questions and always knowledgeable when provididng answers.|
|Posted: 12/02/13 10:46 AM|
|Quick and easy|
|Posted: 12/02/13 7:48 AM|
|Great follow up on everything.|
|Posted: 12/01/13 10:20 AM|
|Good communications. You have quickly answered all my questions.|
|Posted: 11/30/13 8:36 PM|
|My loan was very quick, just over 2 weeks. My service was excellent. I would recommend Harry Sahlman for he did a great job as my loan processor. He answered all my questions and was so polite and professional. I would recommend Amerisave to my family and friends. Great Job! My loan close the day before Thanksgiving and now I checked and my other bank loan has already been paid off. Today is a Saturday and it took just a few days to for them to pay my loan off at the other bank, even with a holiday. Wonderful job Amerisave!|
|Posted: 11/30/13 3:49 PM|
|nice and patient employees|
|Posted: 11/29/13 9:23 PM|
|Very knowledgeable, prompt, conscientious,pleasant, patient. A true pleasure to work with.|
|Posted: 11/29/13 3:38 PM|
|Fast correspondence via email|
|Posted: 11/29/13 11:09 AM|
|My refinance was started in August 13 and I locked my rate in at that time. My refinance was complicated by me trying to get an ex's name off of the note, I also had a second note I did not want rolled in. So I did not expect this to be a quick process. My senior loan processor David Clark was fantastic! He phoned me regularly to keep me updated. Also if I had a question by e-mail he responded within 2 - 4 hours. I did have to supply documents throughout the process, also had to explain numerous account entries. I would think this is normal as mortgages are scrutinized since the collapse. Maya Powell was my final processor who also kept me up to date and answered any questions I had. Closing was simple and funds were paid promptly. The total process took 90 days and Amerisave kept their side of the bargain with my rate lock. Out of pocket costs were <$1500, much lower than my mortgage company wanted to refi through them. Overall I had a great experience and hope to refi my vacation home through Amerisave in the future!|
|Posted: 11/29/13 10:31 AM|
|We had a great experience!|
|Posted: 11/29/13 10:30 AM|
|Jeramie and Kassandra were great to work with!|
|Posted: 11/28/13 12:55 PM|
|Quick and helpful responses to my emails. Upfront and honest about about the loan process.|
|Posted: 11/28/13 1:17 AM|
My mortgage refinance loan closed in 15 days without a hitch.
The staff are all professional in every aspect. I would definetly use Amerisave for future mortgage needs.
|Posted: 11/27/13 2:41 PM|
After a slow start Amerisave has come thru with flying colors for my refi here in CA. I must thank Nikki Tran so very much for her determination to get things done, as she performed far above and beyond the normal with total customer satisfaction from me! She absolutely is to be commended for providing the great attitude and perseverance to get it done. Well done Nikki I can't thank you enough for helping get my financial situation turned around for the better. I wish you the very best for the future where I suspect you will be a blazing star of the Amerisave team!
Thanks so very very much,
|Posted: 11/27/13 11:38 AM|
|We closed two weeks earlier than planned and it was before Thanksgiving which even made it more special to me and my family. Our closing costs were barely nothing since they gave me lenders credit. I originally applied through another mortgage company that didn't offer lenders credit and I would have ended up paying about $4500 more for the same FHA loan. All agents I worked with were quick to respond back via email which made it more convenient for me when working, many thanks to Suzanne Dew and Kelly Palmatier! Darla Carlson|
|Posted: 11/27/13 10:51 AM|
|The process went as expected. Loan officer was patient and answered all questions I had.|
|Posted: 11/26/13 2:04 PM|
|Matt Lake (our Mortgage Processor) was great. He always went above and beyond our expectation and answered all the questions or concerns we had in a timely manner. Sharon Anderson was also very good. I found the whole process was very easy to follow, very transparent (No hitting fee or surprise outcome). Thank you for helping us completing our refinance within a very tight timeline.|
|Posted: 11/26/13 9:53 AM|
I like that their service was very prompt and easy to work with. When I logged into my Amerisave account online, there were easy steps to follow toward closing. Necessary documents were posted, processed, then cleared after each document had been approved.
I had reached out to every lender available in a two year period trying to remove an ex girlfriend off of a multi-family investment property by refinancing. Amerisave was the only lender that I found which was able to help me with my situation and accomplish my goals. I closed within 30 days of our first initial contact. I'm 100% satisfied with thier service and would recommend Amerisave to everyone.
|Posted: 11/26/13 9:21 AM|
|The help I received from David Clark and Peter Moon.Both of them are very helpful and know what they are doing. The are a true pro. I am very lucky to have these two great people|
|Posted: 11/26/13 1:05 AM|
|It was quick, efficient and hassle free. Dawn and Greg answered my questions and the company provided all that it said it would. I loved the website and being able to upload all of the information to the secure site. It was a painless process and the loan closed within 30 days! Great!|
|Posted: 11/25/13 11:46 PM|
|Overall, a painless, easy experience. Our mortgage processor, Kristina Hayes, was simply great. She was in contact regularly, offering advice and guidance on documentation that needed to be submitted. She was patient, very helpful -- and friendly. This is the type of experience that you want in home financing.|
|Posted: 11/25/13 11:40 PM|
|Our Mortgage Processor, Kristina Hayes, was very helpful, informative, encouraging but not pushy -- which mattered a lot to us.|
|Posted: 11/25/13 9:50 PM|
|Very helpful with my refi, it was complicated do to divorce and they walked me through it .|
|Posted: 11/25/13 6:01 PM|
|Easy to communicate needs.|
|Posted: 11/25/13 5:43 PM|
|Kristina Hayes was on top of everything, every step of the way to help and guide me..Great job Kristina, I felt very comfortable with this process all the way through.|
|Posted: 11/25/13 3:36 PM|
|Online portal is excellent, responsiveness from Will and Sheriese is very good.|
|Posted: 11/25/13 12:58 PM|
|I like being able to reach my loan originator and processor via phone or email.|
|Posted: 11/25/13 12:32 PM|
|Posted: 11/23/13 3:35 PM|
|Neal Lutz at Amerisave who handled our loan is incredible! Wow! On top of that we ended up getting the lowest rates and costs around. We checked with many other lenders and Amerisave wasn't just a little bit cheaper..they beat them by a lot. This includes the fees for title and settlement services. Not only were the loan rates and costs lower, but the set fees for title and settlement were lower than other title and settlement companies used by other lenders. Thanks Amerisave, we will have a very Merry Christmas!|
|Posted: 11/23/13 12:58 PM|
|Alan Keller was a Super Sales Rep. and Jamie Phillips was a Great Loan Officer. They both walked us Through the process, were very knowledgeable, and Made the mortgage a Pleasurable event. Thanks Alan and Jamie.|
|Posted: 11/23/13 11:00 AM|
|Prompt answers. Knowledge, professional and easy to use website. I am sure that the account manager is a computer, but Sharon Anderson my loan rep is great! Joe Wharton|
|Posted: 11/22/13 5:09 PM|
|The personnel dealing with my loan were attentive. They did what needed to be done to complete my loan. I love the automation also.|
|Posted: 11/22/13 11:29 AM|
|The whole world does business thru email - so they are a good fit.|
|Posted: 11/21/13 8:45 PM|
|The entire refinance process was easy and quick. Any questions that I had were answered were quickly. The website was easy to use and was easy to upload and review documents online. Neal Lutz was simply great. If I ever need to refinance again or need another loan, Amerisave would be my first choice.|
|Posted: 11/21/13 7:05 PM|
|The online process was effortless...|
|Posted: 11/21/13 4:20 PM|
|A great way to obtain a mortgage for the internet savvy generations.|
|Posted: 11/21/13 2:36 PM|
|Teresa Srmack, Teresa Srmack, and Teresa Srmack. She promised to help me and that's what she did.|
|Posted: 11/21/13 1:08 PM|
|convenient,quick to respond|
|Posted: 11/21/13 11:32 AM|
|Karen and Greg have done a wonderful job communicating documentation needs and moving my application through the process in a timely and efficient and friendly manner. Great customer service!|
|Posted: 11/20/13 11:30 PM|
|I liked the fast responses and service from my loan officer. He answered all of my questions, and was very polite and knowledgeable.|