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Today's Mortgage Rates

Loans up to $417,000 Rate APR
30 Year Fixed 3.125 3.507
15 Year Fixed 2.250 2.755
7 Year ARM 1.375 2.554
5 Year ARM 1.000 2.580
FHA Rates Rate APR
30 Year Fixed 3.000 3.885
15 Year Fixed 2.250 2.891

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Mortgage Education

What are closing costs?

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Other Useful Information
Closing costs consist of three main groups: third party
costs, mortgage taxes & lender fees.


  • Third party costs are fees that you or the lender pays on your behalf for you to obtain a mortgage, including appraisal fee, credit report fee, title fee and attorney fee. When home refinancing review these costs carefully as some lenders may have lower costs.
  • Mortgage taxes will be exactly the same between all lenders, so they do not have to be reviewed.
  • Points and lender fees are essentially what the lender charges to originate your home loan when home refinancing and for a new home loan. Points and fees should be reviewed carefully.
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