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Today's Mortgage Rates

November 20, 2009
Loans up to $417,000	Rate	APR
30 Year Fixed	4.250	4.478
15 Year Fixed	3.750	4.183
3 Year ARM	2.500	3.451
Loans up to $1,000,000	Rate	APR
5 Year Interest Only ARM	3.625	3.623
FHA Rates	Rate	APR
30 Year Fixed	4.250	4.861
15 Year Fixed	4.000	4.668

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Rate Search Results

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Lender

Date

FICO

Intro Rate

Rate After Intro

LTV

Required Draw

Fees, Discounts, Penalties

Wachovia Bank
Click here for telephone number

11/20/09

660-850

5.60

P+2.35% (no floor); .25% disc w/auto debit; no yrly fee; $11,000 min

BB&T

11/20/09

660-850

4.25

P+1.00% (4.00% floor); no yrly fee; $5,000 min

Bank of America
Click here for telephone number

11/13/09

660-850

7.37

P+4.12% (no floor); .25% disc w/auto debit; no yrly fee; $25,000 min

Contacting Lenders
If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here. Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.